Key facts
- PollyOS is a new capital markets operating system designed for mortgage lenders.
- The system aims to provide real-time loan-level attribution and profitability insights.
- PollyOS connects profitability data directly to pricing engines.
- The platform is designed to be flexible and configurable for various lender types and business models.
- Polly founder and CEO Adam Carmel stated the goal is to be "10 times better than anything else out there."
Polly has launched PollyOS, a new operating system for the mortgage capital markets, aimed at providing lenders with real-time, loan-level insights into profitability. According to Polly founder and CEO Adam Carmel, the system addresses longstanding frustrations with legacy mortgage technology that prevented lenders from understanding revenue, margin, and performance in real time.
Carmel described PollyOS as the culmination of a vision to create the mortgage industry's first vertically integrated capital markets operating system, stemming from his own experiences originating mortgages. He emphasized a commitment to "first principles" and avoiding incremental changes, aiming for a platform that is "10 times better than anything else out there."