Key facts
- Rocket Mortgage raised its conforming loan limit to $845,000 for single-family homes in 48 states.
Rocket Mortgage raises conforming loan limit to $845,000
IN SHORT
Rocket Mortgage has increased its conforming loan limit to $845,000 for single-family homes in 48 states, effective immediately. This move anticipates the Federal Housing Finance Agency's (FHFA) official limits, which are typically announced in November. The new cap represents a 1.47% increase from the current 2026 limit of $832,750.
Key Numbers
$845,000conforming loan limit in 48 states
$832,750current 2026 conforming loan limit
1.47%increase from current limit
$1,267,500conforming loan limit for Alaska and Hawaii
Who's Involved
Rocket Mortgage
raised conforming loan limit to $845,000
Kyle Schoenmaker
SVP of sales for Rocket Pro, cited company liquidity for early announcement
Federal Housing Finance Agency
sets baseline conforming loan limits annually
↳ Why This Matters
By raising its conforming loan limits ahead of the official FHFA announcement, Rocket Mortgage aims to provide an advantage to its partners and their clients, potentially enabling more borrowers to qualify for mortgages in a competitive market.