Key facts
- ATTOM reported 39,906 U.S. properties with foreclosure filings in July.
- This figure is up 1% from June and 10% year-over-year.
- Foreclosure starts increased to 26,648, up 10% from July 2025.
- Completed foreclosures (REOs) totaled 4,764, a 23% increase from the previous year.
- Nevada, South Carolina, and Florida had the highest foreclosure rates.
- Overall foreclosure activity remains below pre-pandemic levels.
Foreclosure activity in the United States saw a 10% year-over-year increase in July, according to ATTOM's latest U.S. Foreclosure Market Report. A total of 39,906 properties experienced foreclosure filings, which include default notices, scheduled auctions, and bank repossessions. This marks a 1% rise from June and a significant 10% jump compared to July 2025.
Lenders initiated foreclosure proceedings on 26,648 properties in July, up 2% from the previous month and 10% from the prior year. Completed foreclosures, also known as REOs (Real Estate Owned), reached 4,764, a 23% increase from July 2025, though this figure was virtually unchanged from June.
Despite these year-over-year increases, ATTOM noted that overall foreclosure activity remains below historical pre-pandemic norms. Rob Barber, CEO of ATTOM, stated that while financial pressures are affecting some homeowners, the broader context indicates a relatively resilient housing market.
Nevada led the nation with the highest foreclosure rate in July, with one filing for every 1,703 housing units. South Carolina and Florida followed with rates of one in 2,085 and one in 2,232 units, respectively. Among metropolitan areas with over 200,000 residents, Punta Gorda, Florida, recorded the highest rate at one filing per 899 housing units.