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BNP Paribas, KB Kookmin in talks for Techcombank stake; BNP denies interest

Created at 27 Aug · 11:01 AM1 source↑ Market-relevant
IN SHORT

France's BNP Paribas and South Korea's KB Kookmin Bank were reportedly in separate talks to acquire at least a 15% stake in Vietnam's Techcombank for approximately $2 billion. However, BNP Paribas has since stated it has no plans to acquire an equity stake in the lender.

Key Numbers

15%minimum stake sought in Techcombank
$2 billionapproximate valuation for 15% stake
2 timesTechcombank's sought valuation relative to book value
55%premium over last closing price for stake
7%Techcombank shares rise after report
30%foreign ownership cap in Vietnamese banks
20.5%current foreign ownership in Techcombank
18 millionTechcombank clients at end of 2025
1,273 trillion dongTechcombank total assets (approx. $48.76 billion)

Who's Involved

BNP Paribas
French bank in talks for Techcombank stake, later denied plans
KB Kookmin Bank
South Korean bank in talks for Techcombank stake
Techcombank
Vietnamese bank seeking foreign strategic investor
Sumitomo Mitsui Banking Corp
Japanese bank that bought a stake in VPBank

↳ Why This Matters

The potential acquisition by a major foreign bank would have offered significant access to Vietnam's fast-growing financial market, while BNP Paribas' denial indicates ongoing valuation challenges and strategic hesitations in such cross-border deals.

Key facts

  • BNP Paribas and KB Kookmin Bank were in separate discussions to acquire a significant stake in Vietnam's Techcombank.
  • The potential deal was valued at around $2 billion for a 15% stake.
  • Techcombank was seeking a valuation of approximately two times its book value.
  • BNP Paribas has since issued a statement denying any plans to acquire an equity stake in the Vietnamese bank.
  • Foreign banks are actively seeking greater access to Vietnam's growing financial market.

France's BNP Paribas and South Korea's KB Kookmin Bank were reportedly engaged in separate discussions to acquire at least a 15% stake in Vietnam's Techcombank, a deal that could be worth around $2 billion. Techcombank was seeking a valuation of approximately twice its book value, which would represent a significant premium over its current market price. The potential transaction aimed to provide a foreign strategic investor with rare access to Vietnam's rapidly expanding banking sector. However, BNP Paribas subsequently issued a statement clarifying that it has no current plans to acquire an equity stake in the Vietnamese lender. KB Kookmin Bank declined to comment on the speculation. The talks highlight foreign banks' interest in increasing their presence in Vietnam, driven by the country's economic growth and demand for financial services. Foreign ownership in Vietnamese banks is capped at 30%, and Techcombank currently has around 20.5% foreign ownership. No formal agreement has been reached, and valuation remains a key hurdle in the negotiations.

Frequently asked questions

The stake, representing at least 15% of Techcombank, was valued at around $2 billion.

Techcombank was seeking a valuation of about two times its book value, which would be a 55% premium over its last closing price.

No, BNP Paribas has stated that it has no plans to acquire an equity stake in Techcombank.

The Vietnamese government caps foreign ownership at 30% for most banks.

What Happens Next

01Negotiations between Techcombank and potential bidders will continue.
02A deal, if reached, could be finalized by late 2026 or early 2027.
CME Headlines
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How It Developed

BNP Paribas and KB Kookmin Bank were in separate talks to acquire at least a 15% stake in Vietnam's Techcombank.
Techcombank sought a valuation of about two times its book value, representing a 55% premium over its last closing price.
Techcombank shares rose as much as 7% following the initial report.
KB Kookmin Bank declined to comment on market rumors.
BNP Paribas stated it has no plans to acquire an equity stake in Techcombank.
Foreign banks are seeking a larger presence in Vietnam's banking sector.

Sources

T1
Exclusive-BNP Paribas, KB Kookmin in talks for $2 billion Vietnam Techcombank stake, sources sayPiQSuite
T2
Exclusive-BNP Paribas, KB Kookmin in talks for $2 billion Vietnam ...live.euronext.com

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