Key facts
- FWD Private (Bermuda) sold a US$318 million life insurance policy, Guinness World Records said.
- The sale exceeds the previous US$300 million record set by Manulife Singapore in February 2026.
- HSBC Life Hong Kong held the earlier record with a US$250 million policy sold in early 2024.
- FWD did not name the client who bought the policy.
FWD Private (Bermuda), a unit of Hong Kong-listed FWD Group founded by billionaire Richard Li Tzar-kai, sold a US$318 million life insurance policy, the company and Guinness World Records said in separate announcements on Tuesday. Guinness verified the sale on November 9, 2026, as the most valuable life insurance policy on record.
The sale exceeds the previous record of US$300 million, set by Manulife Singapore in February 2026. Before that, HSBC Life Hong Kong sold a US$250 million life policy in early 2024, which had also been a world record at the time.
FWD did not name the client. Guinness said the policy, issued by FWD Private, provides a tailored, comprehensive solution that supports an individual customer's wealth preservation and intergenerational legacy planning. Guinness also said the record policy highlights FWD's ability to serve complex protection and wealth planning needs through dedicated advisory capabilities, addressing the needs of high-net-worth and ultra-high-net-worth individuals.