Key facts
- Aviva reported general insurance premiums of £11.8 billion for the first nine months of 2026, up 19%.
- UK and Ireland general insurance premiums rose 27% to £8.5 billion, helped by the Direct Line acquisition.
- Wealth net flows jumped 31% to £10.9 billion, and wealth assets under management rose 19% to £267 billion.
- Aviva said its undiscounted combined operating ratio improved to 93.8% from 94.4%.
- Aviva said its Solvency II shareholder cover ratio rose to 179% from 176% at the half-year.
- Aviva targets around £130 million of cumulative run-rate cost synergies from integrating Direct Line by the end of 2026.
Aviva reported a 19% rise in general insurance premiums to £11.8 billion for the first nine months of 2026, according to a Proactive Investors report dated November 13, 2026. The UK insurer and wealth group said UK and Ireland general insurance premiums increased 27% to £8.5 billion, helped by the Direct Line acquisition and growth in personal lines.
Wealth net flows jumped 31% to £10.9 billion, and wealth assets under management rose 19% to £267 billion, Aviva said. Group underwriting profitability improved, with the undiscounted combined operating ratio falling to 93.8% from 94.4%.
Aviva said its Solvency II shareholder cover ratio improved to 179% from 176% at the half-year. The insurer maintained expectations for 2026 operating earnings per share growth broadly in line with its 11% target and said it remains on track for cumulative cash remittances of more than £7 billion between 2026 and 2028. It expects around £2.3 billion of cash remittances this year and a Solvency II cover ratio in the high-180s by year-end.
Chief executive Amanda Blanc said the performance demonstrated the benefits of Aviva's diversified model and strong growth across general insurance and wealth. The company expects continued progress integrating Direct Line, with around £130 million of cumulative run-rate cost synergies and more than £350 million of remaining capital synergies targeted by the end of 2026.