Key facts
- ANZ posted cash profit of A$7.59 billion for the year ended September 30, above last year's A$5.79 billion.
- Operating expenses declined 14% in fiscal 2026, which ANZ attributed to lower restructuring expenses.
- The Australia Retail division's annual cash profit climbed to A$1.71 billion from A$771 million last year.
- Net interest margin slid marginally to 1.53%, hurt by competition and the timing of Reserve Bank of Australia rate changes.
- ANZ's common equity tier 1 ratio slipped to 12.0% as of the financial year-end.
- ANZ declared a final dividend of 83 Australian cents per share, matching last year's payout.
ANZ Group reported a 31% rise in annual cash profit on November 9, 2026, posting A$7.59 billion ($5.21 billion) for the year ended September 30. The result was in line with a Visible Alpha consensus of A$7.55 billion and above last year's A$5.79 billion.
Operating expenses declined 14% in fiscal 2026, which ANZ attributed to lower restructuring expenses and the absence of the Australian Securities and Investments Commission settlement amount. The Australia Retail division's annual cash profit climbed to A$1.71 billion from A$771 million last year, lifted by higher home loan volumes. Net loans and advances for the division stood at A$280 billion as of September end, up from A$269 billion last year.
Net interest margin, a key measure of profitability, slid marginally to 1.53%, hurt by competition across most divisions and the timing of Reserve Bank of Australia rate changes. ANZ's common equity tier 1 ratio, a measure of spare cash, slipped to 12.0% as of the financial year-end. It declared a final dividend of 83 Australian cents per share, matching last year's payout.