Key facts
- High-deductible health plans and lack of insurance put healthy workers at risk of financial ruin.
- A single unexpected medical procedure can push individuals with inadequate coverage into financial distress.
The current landscape of healthcare coverage, particularly high-deductible health plans and the absence of insurance altogether, leaves even individuals who are generally healthy in a precarious financial position. A single unexpected medical procedure can be enough to trigger significant financial distress, highlighting a systemic vulnerability in how healthcare is accessed and paid for.