When Could You Sell Your Investments? Investing Through Life Changes | Loud Investing

Got an investing dilemma or a question? Reach out to us on the Loud Line: [email protected] What happens to your investments when life changes? Buying a house, changing jobs, getting married or going through a divorce can all affect the way you think about your money. In episode nine, Sarah and Tash talk about investing through major life moments, including Sarah’s experience of preparing to buy a house and facing the emotional reality of taking money out of a portfolio for the first time. They discuss whether you should sell when markets reach an all-time high, why timing the market can be difficult, and how a staged exit could help spread out the process when you need to close an investment. They also answer a Loud Line question on whether it’s possible to have too many ETFs, explaining why more investments don’t always mean more diversification, and how different ETFs can overlap. Plus, Sarah and Tash share their own experiences of building, using and simplifying their portfolios. Quick definitions: - Staged exit: gradually selling an investment in smaller amounts rather than closing the whole position at once - Dollar-cost averaging: investing a fixed amount regularly over time, regardless of market movements - ETF: a ready-made basket of investments that can provide exposure to an index, sector or theme - Diversification: spreading investments across different assets, sectors or regions In this episode: - Investing through major life events - What happens when you need to take money out of your portfolio - Buying a house and closing investments - Time in the market versus trying to time the market - Staged exits and laddering explained - Why you might have too many ETFs - ETF overlap and the difference between diversification and over complication - Sarah and Tash’s personal investing confessions Timestamps: (00:00) What’s loud this week? Money, relationships and major life moments (05:24) Buying a house and the emotional side of selling investments (06:59) Time in the market versus timing the market (10:55) Sarah’s staged exit strategy (13:07) Confessions of an investor: when Tash had to sell investments (14:45) Loud Line: can you have too many ETFs? (17:24) ETF overlap and why more doesn’t always mean more diversified (17:59) What they’ll be talking about with friends this week Mentioned in this episode: - The Loud Investing Challenge, a free 7-day beginner course → https://etoro.tw/4xfnIuL - Dollar-cost averaging explained → https://www.etoro.com/investing/dollar-cost-averaging/ - The compounding effect explained → https://www.etoro.com/investing/the-compounding-effect/ - How to build a diversified portfolio → https://www.etoro.com/investing/how-to-build-a-diversified-portfolio/ - ETFs explained → https://www.etoro.com/investing/what-is-etf/ Follow Loud Investing: - TikTok: https://www.tiktok.com/@loudinvesting - Instagram: https://www.instagram.com/etoro_official/ - LinkedIn: https://www.linkedin.com/company/etoro This communication is for information and education purposes only and should not be taken as investment advice, a personal recommendation, or an offer of, or solicitation to buy or sell, any financial instruments. This material has been prepared without taking into account any particular recipient's investment objectives or financial situation, and has not been prepared in accordance with the legal and regulatory requirements to promote independent research. Any references to past or future performance of a financial instrument, index or a packaged investment product are not, and should not be taken as a reliable indicator of future results. etoro makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication.