Key facts
- As of September 2026, the XRP Ledger had 8,194,963 funded accounts.
- Holding 44,596 XRP placed an account in the top 1% of XRP holders.
- Ripple held approximately 4.095 billion XRP in displayed accounts.
- Upbit held approximately 6.394 billion XRP across 13 accounts.
- Coinbase held approximately 5.819 billion XRP across 342 accounts.
- Chris Larsen held approximately 2.533 billion XRP across seven accounts.
In September 2026, the XRP Ledger reported over 8.19 million funded accounts, with data from XRPScan detailing the distribution of XRP balances. To be among the top 1% of XRP holders, an account needed at least 44,596 XRP. The top 2% required 21,757 XRP, the top 3% needed 14,002 XRP, and the top 4% required 10,020 XRP. An account with 7,459 XRP ranked in the top 5%, while the top 10% held at least 2,127 XRP, representing roughly 810,804 accounts.
The XRP rich list, which groups known entities across multiple wallets, identified 9,303 accounts. Ripple led this list with 31 accounts holding approximately 4.095 billion XRP, in addition to 35.7 billion XRP in escrow. Upbit followed in second place with 13 accounts holding about 6.394 billion XRP. Coinbase ranked third with 342 accounts and approximately 5.819 billion XRP. Binance held about 2.735 billion XRP across 147 accounts. Other significant holdings included Chris Larsen's seven accounts with approximately 2.533 billion XRP, and Bithumb's three accounts with about 1.828 billion XRP. Bitbank and Coincheck each held two accounts with substantial XRP balances.