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XRP Ledger Surpasses Stellar in Stablecoin Supply Amid RLUSD Growth

Created at 22 Aug · 10:56 AM1 source↑ Market-relevant
IN SHORT

XRP Ledger has overtaken Stellar in total stablecoin supply, reaching $1.092 billion compared to Stellar's $968.67 million. This growth is largely driven by Ripple USD (RLUSD), which constitutes over 90% of XRP Ledger's stablecoin supply and has surpassed a $2 billion market cap.

Key Numbers

$1.092 billionXRP Ledger total stablecoin supply
$968.67 millionStellar total stablecoin supply
12thXRP Ledger's rank in stablecoin supply
13thStellar's rank in stablecoin supply
14.29%XRP Ledger stablecoin supply increase
5.87%Stellar stablecoin supply decrease
13%XRP Ledger stablecoin supply increase (past week)
6.5%Stellar stablecoin supply decrease (past week)
90.49%RLUSD's share of XRP Ledger's stablecoin supply
$988 millionRLUSD supply on XRP Ledger
$1.08 billionRLUSD supply on Ethereum
$2 billionRLUSD market cap milestone
$2.87 billionPayPal USD market value

Who's Involved

XRP Ledger
blockchain network with increased stablecoin supply
Stellar
blockchain network with decreased stablecoin supply
Ripple USD (RLUSD)
stablecoin driving growth on XRP Ledger
Ripple
company developing RLUSD and lending initiatives
Vet
XRP Ledger validator calling RLUSD the fastest growing stablecoin
Clearpool
building out the RLUSD lending platform
Cicada Partners
recruiting borrowers for RLUSD loans

↳ Why This Matters

The XRP Ledger's surpassing Stellar in stablecoin supply, driven by the rapid growth of RLUSD, indicates a shift in the stablecoin landscape and highlights Ripple's expanding role in institutional finance and blockchain-based lending.

Key facts

  • XRP Ledger's total stablecoin supply is $1.092 billion, ranking 12th among blockchain networks.
  • Stellar's total stablecoin supply is $968.67 million, ranking 13th.
  • XRP Ledger's stablecoin supply has increased by 14.29%, while Stellar's has decreased by 5.87%.
  • Ripple USD (RLUSD) accounts for 90.49% of XRP Ledger's stablecoin supply, exceeding $988 million.
  • RLUSD has surpassed a $2 billion market cap.

The XRP Ledger (XRPL) has surpassed the Stellar network in total stablecoin supply, a significant development attributed to the growing momentum of Ripple USD (RLUSD). XRPL now holds a total stablecoin supply of $1.092 billion, placing it 12th among blockchain networks, while Stellar ranks 13th with $968.67 million. XRPL's supply has seen a 14.29% increase, contrasting with Stellar's 5.87% decline over an unspecified period. In the past week, XRPL's stablecoin supply grew by approximately 13%, whereas Stellar's decreased by 6.5%.

The substantial growth on XRPL is primarily driven by RLUSD, which constitutes over 90.49% of the network's total stablecoin supply, amounting to more than $988 million. RLUSD has recently crossed the $2 billion market cap milestone, positioning it as a rapidly growing stablecoin, described by an XRP Ledger validator as the fastest regulated under the NYDFS. This expansion occurs as Ripple actively engages in institutional credit markets and develops new initiatives, such as providing RLUSD loans to fintech and payments companies through a collaboration with Clearpool and Cicada Partners.

While Ethereum still leads XRPL in terms of RLUSD supply, with approximately $1.08 billion on the network, RLUSD's rapid ascent on XRPL highlights its increasing adoption. Ripple founded RLUSD in December 2024, and it is designed for use and liquidation within the XRPL ecosystem using dollars, while XRP continues to serve its role for transaction fees and account balances.

Frequently asked questions

The total stablecoin supply on XRP Ledger is $1.092 billion.

Ripple USD (RLUSD) makes up 90.49% of XRP Ledger's total stablecoin supply.

RLUSD has surpassed a $2 billion market cap milestone.

XRP Ledger's stablecoin supply of $1.092 billion is greater than Stellar's $968.67 million.

What Happens Next

01Ripple, Clearpool, and Cicada Partners will continue development of the RLUSD lending protocol.
02Further growth in RLUSD adoption and market cap is anticipated.
CME Headlines
  • Product Modification Summary: Add Offset Eligibility to Bitcoin Futures, Micro Bitcoin Futures, Ether Futures and Micro Ether Futures Contracts — Effective September 14, 2026
    19 Aug · 9:15 PM
  • Amendments to CME Rule 855. (“Offsetting Positions for Different-Sized Contracts”) – Contracts Eligible for Offset Table to Include Bitcoin Futures, Micro Bitcoin Futures, Ether Futures and Micro Ether Futures Contracts
    19 Aug · 7:45 PM

How It Developed

XRP Ledger's total stablecoin supply reached $1.092 billion, surpassing Stellar's $968.67 million.
XRP Ledger's stablecoin supply increased by 14.29% over an unspecified period, while Stellar's declined by 5.87%.
Over the past week, XRP Ledger's stablecoin supply grew by approximately 13%, while Stellar's declined by 6.5%.
Ripple USD (RLUSD) makes up 90.49% of XRP Ledger's total stablecoin supply, amounting to over $988 million.
RLUSD has surpassed a $2 billion market cap milestone.
Ripple is developing a protocol to provide RLUSD loans to fintech and payments companies on XRPL with Clearpool and Cicada Partners.

Sources

T1
XRP vs. XLM: XRPL Overtakes Stellar In Stablecoin Supply As RLUSD Gains MomentumCoinGape

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