Key facts
- High-deductible health plans or no insurance leave healthy workers financially exposed.
- A single unexpected medical procedure can lead to significant financial hardship.
- This vulnerability exists even for individuals who are currently healthy.
High-deductible health plans, or the complete absence of health insurance, are leaving even healthy workers in a precarious financial position. The risk is that a single unexpected medical procedure could push individuals enrolled in these plans into a significant financial crisis, highlighting the potential for unforeseen healthcare costs to create substantial economic hardship.