Key facts
- Barclays' liquidity coverage ratio (LCR) decreased to 157.7% in the second quarter.
- This is the lowest LCR recorded by the bank in three years.
- The decrease was caused by higher modelled stressed cash outflows.
- High-quality liquid assets remained broadly stable.
Barclays' liquidity coverage ratio (LCR) has fallen to its lowest level in three years, with the bank reporting an average LCR of 157.7% in the second quarter. This represents a decrease of 7.7 percentage points from 165.4% in the first quarter, marking the lowest ratio since the second quarter of 2023. The decline is attributed to an increase in modelled stressed cash outflows, which rose by £9.4 billion, while the bank's holdings of high-quality liquid assets (HQLAs) remained largely unchanged. Despite the drop, the LCR remains well above the regulatory minimum of 100%.