Key facts
- Alex Zhu founded the Baltimore Community Guaranteed Income Club in April 2025.
- The club was created after friends lost jobs due to federal 'DOGE' cuts.
- Approximately 50 Baltimore neighbors currently participate in the club.
- Members pledge 7% of their monthly post-tax income.
- The club has redistributed over $20,000 in its first year.
- The program functions as a decentralized unemployment insurance.
The Baltimore Community Guaranteed Income Club is a local initiative addressing job losses and economic uncertainty. Founded by Alex Zhu in response to federal layoffs, the club operates on a decentralized income-sharing model. Members contribute a percentage of their income to support those below the average, functioning as a community-driven safety net in the absence of broader government programs.