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July Jobs Report Weakens, But September Fed Rate Hike Still Possible

Created at 14 Aug · 4:06 PM1 source↑ Market-relevant
IN SHORT

The July jobs report showed a contraction in payroll employment, leading traders to lower expectations for a September Federal Reserve rate hike. However, some economists and Fed officials believe the report does not eliminate the possibility of a rate increase, with inflation data remaining a key focus.

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Key Numbers

23,000July payroll employment contraction
21,000Average job gains over past three months
May 2021Weakest hourly earnings growth pace since
4.1%July unemployment rate
50%September rate hike probability after jobs report

Who's Involved

Federal Reserve
Focused on inflation trajectory and potential September rate hike
Dario Perkins
TS Lombard central-bank expert noting reduced urgency for hikes
Michael Feroli
JPMorgan Chase chief U.S. economist seeing no signs of momentum shift
Tom Barkin
Richmond Fed President viewing labor market as stable and 'OK'
Robin Brooks
Brookings Institution fellow believing excitement for July Fed meeting was misplaced
Warren Pies
3Fourteen Research founder noting historical rarity of Fed hikes after negative jobs reports
Payden & Rygel
Economists still expecting Fed to lean toward rate hikes due to inflation target misses
James Egelhof
BNP Paribas U.S. chief economist forecasting Fed will wait

↳ Why This Matters

The Federal Reserve's decision on interest rates significantly impacts borrowing costs for consumers and businesses, influencing economic growth, inflation, and investment decisions across markets.

Key facts

  • July saw a contraction of 23,000 payroll jobs, below economists' forecasts.
  • Average job gains over the last three months were 21,000.
  • Hourly earnings growth slowed to its weakest pace since May 2021.
  • The unemployment rate decreased to 4.1% in July.
  • Market expectations for a September Fed rate hike fell below 50%.

Federal Reserve officials are primarily focused on inflation trends, which have consistently exceeded the central bank's 2 percent target for five years. The weaker-than-expected July jobs report, which showed a contraction of 23,000 payroll jobs and the slowest hourly earnings growth since May 2021, has diminished the urgency for a September interest-rate hike. However, the possibility of a hike remains, as upcoming inflation reports will be a key consideration for Fed officials.

Economists like Michael Feroli of JPMorgan Chase suggest the weakness in the jobs report may be overstated, with overall economic growth still around 2% and decent labor-productivity growth. Richmond Fed President Tom Barkin described the labor market as being in a "weak balance" for the past 18 months, characterized by low hiring and firing, but still considered "OK." The unemployment rate also saw a slight decrease to 4.1% from 4.2% in June.

Market participants have reacted to the jobs data, with traders in derivative markets lowering their expectations for a September rate hike to below 50%, down from 67% a week prior. Historically, the Federal Reserve has only hiked rates twice out of 89 meetings immediately following a contraction in employment, according to Warren Pies of 3Fourteen Research. Despite the soft jobs print, some analysts, such as those at Payden & Rygel, believe the Fed may still lean towards rate hikes due to persistent inflation concerns, though a weak job growth report could provide a reason for some officials to wait longer.

Frequently asked questions

Payroll employment contracted by 23,000 in July, falling short of economists' forecasts for a gain of 83,000.

Federal Reserve officials are chiefly focused on the trajectory of inflation, which has been overshooting the central bank's 2 percent target.

Traders lowered their expectations of a rate hike in September to below 50%, from 67% a week ago.

The unemployment rate remained low and slipped to 4.1% in July, from 4.2% in June.

What Happens Next

01Upcoming inflation reports will be closely watched by Fed officials.
02The Federal Reserve's next meeting is scheduled for September.

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Cadence
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How It Developed

July payroll employment contracted by 23,000.
Average job gains over the past three months were 21,000.
Hourly earnings are rising at the weakest pace since May 2021.
The unemployment rate slipped to 4.1% from 4.2% in June.
Traders lowered expectations of a September rate hike to below 50%.

Sources

T1
Weak Jobs Report Does Not Eliminate Prospects of a September Rate RiseThe New York Times
T2
Some of the urgency is gone for a Fed rate hike in September after the ...morningstar.com

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