Key facts
- High-deductible health plans or no insurance leave workers financially vulnerable.
- Unexpected medical procedures can trigger financial hardship.
- Even healthy individuals are at risk of a financial crisis.
High-deductible health plans, or a complete lack of insurance, are creating a precarious financial situation for working individuals. Even those who are currently healthy are at risk, with a single unexpected medical procedure potentially pushing them into significant financial distress. This vulnerability highlights a critical gap in healthcare affordability and access, where a sudden health event can have severe economic consequences.