Key facts
- ESAF Small Finance Bank's total business has crossed Rs 50,000 crore.
- Deposits stood at Rs 26,197 crore and gross advances at Rs 23,832 crore as of June 11, 2026.
- The bank reported a net profit of Rs 24 crore for the fourth quarter ended March 2026.
- Gross NPAs decreased to 5.41% and net NPAs to 1.77% by March 31, 2026.
ESAF Small Finance Bank announced that its total business, comprising deposits and advances, has surpassed Rs 50,000 crore as of June 11, 2026. The bank's deposits stood at Rs 26,197 crore, while its gross advances were Rs 23,832 crore on the same date.
For the fourth quarter ending March 2026, the bank reported a net profit of Rs 24 crore, a significant improvement from a loss of Rs 183 crore in the same period of the previous year. Total income for the quarter rose to Rs 1,196 crore from Rs 1,037 crore in the prior year's corresponding quarter, with interest income increasing to Rs 995 crore from Rs 892 crore.
The bank's operating profit also saw a substantial increase, reaching Rs 241 crore compared to Rs 91 crore in the fourth quarter of FY25. Asset quality metrics showed improvement, with gross non-performing assets (NPAs) declining to 5.41% of gross advances as of March 31, 2026, down from 6.87% a year earlier. Net NPAs also eased to 1.77% from 2.99%.