Key facts
- Binance will start migrating non-stock crypto assets from its Funding Account to Spot Accounts on September 29, 2026.
- The Funding Account will be renamed "Stocks Account" by January 2027, exclusively for stock and options settlement.
- On-chain crypto deposits to the Funding Account will cease on September 29, 2026.
- Remaining non-stock assets will be automatically migrated to Spot Accounts in batches from January 2027.
- Binance launched US stocks and ETFs for non-US users in June 2026, with fractional shares available.
- The stock trading service reached over $3 billion in trading volume in its first 30 days.
Binance is set to begin migrating non-stock cryptocurrency assets out of its Funding Account into Spot Accounts starting September 29, 2026. Concurrently, the exchange plans to rename the wallet to "Stocks Account" by January 2027, restricting its use to stock and options settlement only. This strategic move aims to structurally separate Binance's expanding traditional finance (TradFi) offerings from its core cryptocurrency operations.
Following the cessation of on-chain crypto deposits into the Funding Account on September 29, any remaining non-stock assets will be automatically transferred to Spot Accounts in batches from January 2027. Binance assures users that this transfer will be 1:1, with no change in total asset value. This initiative follows a significant expansion into equity trading, including the launch of over 7,000 US stocks and ETFs for non-US users in June 2026, which quickly garnered over $1 billion in assets under management and $3 billion in trading volume within its first month. The platform further expanded its TradFi product stack by introducing physically settled stock options on more than 1,000 US names on September 1, 2026.
The decision to segregate accounts stems from the integration of equity exposure with crypto settlement, particularly the use of stablecoins like USDC as a core rail for stock purchases. The inclusion of USDC, USD1, and U in the Stocks Account's settlement whitelist is a direct result of an expanded partnership with Circle, which included Binance's $100 million purchase of CRCL shares. This move contrasts with rivals like Kraken, which have opted for a unified account model for similar services.