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Builder ordered to pay 10.05% interest for 20-year delay in flat possession

Created at 11 Jun · 12:20 PM1 source↑ Market-relevant
IN SHORT

The Bombay High Court ordered a Mumbai-based builder to pay 10.05% annual interest to homebuyers for a nearly 20-year delay in delivering flats booked between 2005-2007. Many buyers had paid 50-60% of the flat cost, with possession originally promised between 2008-2010.

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Key Numbers

2005-2007year flats were booked
2008-2010original possession date
10.05%annual interest rate ordered
February 1, 2014start date for interest payment
Rs 1 lakhcosts imposed on developer in two appeals
Rs 10,000costs imposed on developer in eight appeals
50-60%percentage of amount paid by some homebuyers
Rs 36.32 lakh to Rs 60.75 lakhcost range of booked flats

Who's Involved

Bombay High Court
ordered builder to pay interest and costs to homebuyers
Mumbai-based builder
ordered to pay 10.05% interest for delayed possession
Homebuyers
booked flats in 2005-2007 and awaiting possession for nearly 20 years
MahaREAT
had previously ordered the developer to pay 10.05% annual interest

↳ Why This Matters

This ruling underscores consumer protection within the real estate sector, holding developers accountable for significant delays and ensuring homebuyers receive compensation for prolonged waiting periods and financial exposure.

Key facts

  • Homebuyers who booked flats in 2005-2007 are still awaiting possession.
  • The Bombay High Court ordered a builder to pay 10.05% annual interest on delayed possession.
  • Interest is applicable from February 1, 2014, until possession is delivered.
  • The court noted the builder cannot indefinitely retain buyers' money without delivering homes.
  • The builder cited forest land issues as a reason for the significant delay.

The Bombay High Court has ruled in favor of homebuyers who booked flats in a Mumbai housing project between 2005 and 2007, and are still awaiting possession nearly two decades later. The court ordered the developer to pay interest at 10.05% per annum from February 1, 2014, until the flats are handed over, noting that a builder cannot indefinitely hold purchasers' money while failing to deliver homes.

Many of these distressed buyers had already paid between 50-60% of the flat cost, with possession originally promised between 2008 and 2010. The High Court dismissed the builder's contention that forest land and other issues caused the delay, emphasizing that under the Real Estate (Regulation and Development) Act (RERA), homebuyers who choose not to withdraw are entitled to interest for every month of delay.

The court highlighted the vulnerable position of homebuyers, who often borrow money to pay for a house and effectively act as financiers for building projects. The High Court upheld a 2018 order from the MahaREAT that had directed the builder to pay the 10.05% annual interest. Additionally, the court imposed costs of Rs 1 lakh each on the developer in two appeals and Rs 10,000 each in eight other appeals, to be paid within four weeks.

Frequently asked questions

The flats were booked between 2005 and 2007.

Possession was originally promised between 2008 and 2010.

The Bombay High Court ordered the builder to pay interest at 10.05% per annum.

The builder cited forest land and other issues as the primary reasons for the delay.

What Happens Next

01The builder must pay the ordered interest and costs within four weeks.
02Possession of the flats must be handed over to the homebuyers.

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Cadence

How It Developed

Homebuyers booked flats in a Mumbai project between 2005 and 2007.
Possession was originally promised between 2008 and 2010.
The Bombay High Court ordered the builder to pay 10.05% annual interest to homebuyers.
Interest is to be paid from February 1, 2014, until possession is handed over.
The court imposed costs of Rs 1 lakh or Rs 10,000 on the developer in multiple appeals.
The builder cited forest land issues as a reason for the delay.

Sources

T1
Booked flats in 2005, still awaiting possession: Builder ordered to pay 10.05% interest to homebuyers for nearly 20-year delayThe Economic Times

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