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Mexico's central bank expected to hold rates steady at 6.50%

Created at 4 Aug · 6:54 PM1 source↑ Market-relevant
IN SHORT

A Reuters poll indicates that Mexico's central bank will likely maintain its benchmark interest rate at 6.50% this week, with most analysts anticipating a prolonged pause due to inflation and economic growth uncertainties.

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Key Numbers

6.50%benchmark interest rate
34 of 35analysts expect rate hold
25-basis-pointexpected rate cut by one analyst
2026year-end rate forecast
2027year-end rate forecast
3%central bank's inflation target range midpoint
1.5%GDP growth in Q2
1.2%analysts' 2026 growth forecast

Who's Involved

Mexico's central bank
expected to hold benchmark interest rate
Banxico
Mexico's central bank
35 analysts
surveyed by Reuters
28 analysts
project rate holding at 6.50% through 2026
26 analysts
project rate holding at 6.50% through 2027
Mexico's finance ministry
holds projection for 1.8% to 2.8% growth

↳ Why This Matters

The decision on interest rates by Mexico's central bank influences borrowing costs for businesses and consumers, impacting economic activity, inflation, and the value of the Mexican peso.

Key facts

  • Mexico's central bank is expected to keep its benchmark interest rate at 6.50% in its upcoming decision.
  • 34 out of 35 analysts surveyed by Reuters predict the rate will remain unchanged.
  • One analyst forecasts a 25-basis-point rate cut.
  • Median forecasts suggest the rate will stay at 6.50% through the end of 2026 and 2027.
  • Inflation has eased, but core inflation remains a concern.
  • GDP saw a 1.5% growth in the second quarter.

Mexico's central bank is widely expected to maintain its key interest rate at 6.50% at its upcoming monetary policy meeting, according to a Reuters poll of analysts. This anticipated hold signals a continued pause in monetary policy following a period of rate cuts.

Of the 35 economists surveyed, 34 predicted that the Banco de México, known as Banxico, would keep the rate steady. This stance aligns with the decision made in June.

While the majority anticipate no change, one analyst expects a 25-basis-point reduction. Looking further ahead, the median forecast from 28 analysts suggests the rate will remain at 6.50% through the end of 2026, with 26 analysts projecting the same level through 2027.

Analysts' views diverge on the future direction of interest rates, influenced by uncertainty surrounding persistent inflation and the sustainability of the recent economic rebound. Although headline inflation eased in the first half of July to its lowest point in over five years, nearing the central bank's 3% target, the core inflation index saw a slight increase.

Economic growth showed a rebound, with Gross Domestic Product (GDP) expanding by 1.5% in the second quarter, following a contraction in the first. However, analysts attributed some of this growth to temporary factors, such as the World Cup. Analysts have revised their 2026 growth forecast upward to 1.2% from 1.1%, while the finance ministry maintains its projection between 1.8% and 2.8%.

Frequently asked questions

Mexico's benchmark interest rate is currently 6.50%.

The consensus forecast from a Reuters poll is that the central bank will hold the benchmark interest rate at 6.50%.

Headline inflation eased in early July to its lowest level in over five years, near the central bank's 3% target, but the core index edged higher.

Mexico's GDP grew by 1.5% in the second quarter, following a contraction in the first quarter.

What Happens Next

01Mexico's central bank to announce its next interest rate decision on Thursday.

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Cadence
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How It Developed

Mexico's central bank is expected to hold its benchmark interest rate at 6.50%.
of 35 analysts surveyed forecast the rate will remain unchanged.
One analyst anticipates a 25-basis-point cut.
The median forecast sees the rate holding at 6.50% through the end of 2026 and 2027.
Divergent views exist on the timing and scale of the next rate move.
Headline inflation eased to its lowest level in over five years in early July.
Core inflation edged higher, while GDP grew 1.5% in the second quarter.
Analysts raised their 2026 growth forecast to 1.2%.

Sources

T1
Mexico's central bank likely to hold key interest rate this week: Reuters pollReuters

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