All NewsEducationTV
Equities & FundsCrypto & Digital AssetsAI & TechnologyBusiness & CorporateUS Politics & PolicyGeopolitics & Global RiskMacro, Rates & FXCommodities & EnergyEuropean Politics & MarketsAsia-PacificReal Estate & Property
Story archiveAll categories
← All Stories

Middle East risks lift Standard Chartered Stage 2 loans

Created at 13 Aug · 3:36 AM1 source↑ Market-relevant
IN SHORT

Standard Chartered's Stage 2 gross customer loans increased by $2.6 billion in Q2 2026, reaching $13.8 billion, due to Middle East-related management overlays prompted by the Iran war. This represents a 23% quarter-on-quarter rise.

✉Newsletter

PiQ Daily

Pick your topics. Get only what matters, on your cadence.

Key Numbers

$2.6 billionincrease in Stage 2 loans
Q2 2026reporting period
23%quarter-on-quarter increase in Stage 2 loans
$13.8 billionStage 2 gross customer loans
early 2022last time Stage 2 loans were this high
1.9%growth in total gross customer loans
$5.8 billiongrowth in total gross customer loans
$303 billiontotal gross customer loans

Who's Involved

Standard Chartered
bank reporting increased Stage 2 loans due to Middle East risks

↳ Why This Matters

The rise in Stage 2 loans at Standard Chartered indicates an increase in credit risk exposures, particularly influenced by geopolitical events in the Middle East. This suggests potential future challenges for the bank's loan portfolio and profitability.

Key facts

  • Standard Chartered's Stage 2 gross customer loans increased by $2.6 billion in Q2 2026.
  • The rise was attributed to Middle East-related management overlays prompted by the Iran war.
  • Stage 2 loans reached $13.8 billion, a 23% increase from the previous quarter.
  • This marks the highest level for Stage 2 loans since the start of 2022.
  • Total gross customer loans grew by 1.9% to $303 billion.
  • Standard Chartered's Stage 2 gross customer loans saw a significant increase of $2.6 billion in the second quarter of 2026. This rise, bringing the total to $13.8 billion, is attributed to the bank's decision to transfer exposures affected by Middle East-related management overlays, specifically prompted by the Iran war. The increase represents a 23% quarter-on-quarter jump and marks the highest level for these loans since the beginning of 2022. In comparison, the bank's total gross customer loans experienced a more modest growth of 1.9%, or $5.8 billion, reaching $303 billion during the same period.

    Frequently asked questions

    Stage 2 loans, also known as 'under-performing' or 'significant increase in credit risk' loans, are those for which credit risk has increased significantly since initial recognition but are not yet considered impaired.

    The Iran war prompted Standard Chartered to implement management overlays, leading to the transfer of affected exposures into Stage 2, reflecting heightened credit risk.

    Stage 2 loans grew by 23% quarter-on-quarter, while total gross customer loans grew by a much smaller 1.9% in the same period.

    Get the newsletter.

    Pick the topics you actually care about. We'll email when there's news worth your time, on the cadence you choose. Cancel any time from your account.

    Cadence
    CME Headlines
    • Initial Listing of the CME FSPI NHL Team Index Futures Contracts
      12 Aug · 9:45 PM
    • Nasdaq-100 futures consolidate after July inflation data. 8/12/26
      12 Aug · 9:31 PM
    • Nasdaq-100 futures consolidate after July inflation data. 8/12/26
      12 Aug · 9:31 PM

    How It Developed

    Standard Chartered's Stage 2 gross customer loans rose by $2.6 billion in Q2 2026.
    The increase was driven by Middle East-related management overlays due to the Iran war.
    Stage 2 loans reached $13.8 billion, a 23% quarter-on-quarter increase and the highest since early 2022.
    Total gross customer loans grew by 1.9% to $303 billion over the same period.

    Sources

    T1
    Middle East risks lift StanChart Stage 2 loansRisk.net

    Related Stories

    ANZ profit rises slightly on higher lending, margins despite tax impact
    12 Aug · 11:20 PM
    FTSE 100 flat ahead of US inflation data; Balfour Beatty hits record high
    12 Aug · 10:41 AM
    Hysan's first-half earnings rise 7.4% as project milestones near
    13 Aug · 4:51 AM
    ABN Amro raises annual net interest income guidance after Q2 beat
    12 Aug · 5:25 AM
    Shein IPO valuation questioned amid slowing growth and rising costs
    12 Aug · 2:45 PM