Key facts
- ABN Amro's net profit increased by 29% year-on-year to €781 million in Q2 2026.
- Return on equity improved to 12.1% in Q2 2026.
- Full-year 2026 commercial net interest income (NII) guidance was raised to €6.8 billion.
- Full-year 2026 cost guidance was lowered to €5.5 billion.
- The bank's CET1 ratio improved to 15.9% in Q2 2026.
- An interim dividend of €0.68 per share was set.
ABN Amro has raised its full-year commercial net interest income (NII) guidance to €6.8 billion, an increase from the previously stated €6.4 billion, after reporting a second-quarter performance that exceeded market expectations. This upgrade positions ABN Amro alongside other Benelux-listed banks that have also increased their income expectations, benefiting from higher central bank interest rates which continue to bolster banking profitability.
In the second quarter of 2026, ABN AMRO posted a net profit of €781 million, marking a 29% year-on-year increase and improving its return on equity to 12.1%. The bank's CET1 ratio also saw an improvement, reaching 15.9%. An interim dividend of €0.68 per share was declared. The bank also lowered its full-year 2026 cost guidance to €5.5 billion.
For the second quarter of 2025, ABN AMRO reported a net profit of EUR 606 million with a return on equity of 9.4%. During this period, the mortgage portfolio expanded by EUR 1.8 billion, and client assets grew by EUR 8.6 billion. The bank maintained its full-year cost guidance for 2025 at EUR 5.3-5.4 billion and announced a new share buyback program of EUR 250 million.
CEO Marguerite Bérard noted the bank's strong financial performance, driven by client demand and high fees, alongside progress in cost efficiency and portfolio optimization. She also commented on the resilience of the Dutch economy, despite elevated inflation and geopolitical uncertainty, and anticipated further ECB rate hikes.