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Ripple partners with South Korea's Jeonbuk Bank for cross-border payments

Created at 18 Aug · 4:26 AM2 sources↑ Market-relevant2 events
IN SHORT

Ripple and Jeonbuk Bank have partnered to modernize cross-border payments for South Korea's regional banking sector. Jeonbuk Bank will deploy Ripple Payments to replace the traditional SWIFT network for real-time, 24/7 cross-border settlement for its business customers.

Who's Involved

Jeonbuk Bank
South Korean bank partnering with Ripple for cross-border payments
Ripple
Blockchain payments company providing cross-border payment system
Fiona Murray
Managing Director of Asia Pacific at Ripple
Kyobo Life Insurance
South Korean institution previously partnered with Ripple
Kbank
South Korean institution previously partnered with Ripple

↳ Why This Matters

This partnership signifies a growing adoption of digital asset capabilities by South Korean financial institutions and highlights Ripple's expansion in the Asia-Pacific region.

Key facts

  • Jeonbuk Bank will deploy Ripple's cross-border payment system for business customers.
  • The service aims to provide faster and less expensive overseas transfers compared to traditional methods.
  • This marks Ripple's third partnership with a South Korean financial institution in 2024.
  • Key details including launch status, settlement asset, supported corridors, fees, and transaction volumes were not disclosed.

South Korea's Jeonbuk Bank has entered into a partnership with blockchain payments firm Ripple to implement its cross-border payment system for business clients. Ripple announced that its Ripple Payments platform will enable the bank's customers to settle international transfers within seconds to minutes, operating 24/7. The service is designed for businesses such as import-export companies, technology startups, and online content creators. Ripple stated that its system would offer faster and more cost-effective remittance capabilities compared to traditional transfers routed through intermediary banks via the SWIFT network, which can take several days. This agreement represents Ripple's third collaboration with a South Korean financial institution this year, following previous partnerships with Kyobo Life Insurance for exploring on-chain government bond settlement and with internet-only Kbank for institutional wallet infrastructure. Key details including launch status, settlement asset, supported corridors, fees, and anticipated transaction volumes were not disclosed by the companies.

Frequently asked questions

The partnership aims to deploy Ripple's cross-border payment system for Jeonbuk Bank's business customers, offering faster and cheaper overseas transfers.

Ripple's system is expected to provide faster settlement times (seconds to minutes) and lower costs than conventional transfers routed through intermediary banks via SWIFT, which can take several days.

The companies did not disclose the service's launch status, supported payment corridors, currencies, fees, expected transaction volumes, or the settlement asset used (XRP, stablecoin, or fiat).

No, this is Ripple's third partnership with a South Korean financial institution this year, following collaborations with Kyobo Life Insurance and Kbank.

What Happens Next

01Jeonbuk Bank customers may gain access to the new cross-border payment service.
02Further details regarding settlement assets and supported corridors are expected to be released.

How It Developed

South Korea's Jeonbuk Bank is partnering with Ripple for a new cross-border payment system for businesses.
Jeonbuk Bank selected Ripple Payments to replace the traditional SWIFT network for real-time, 24/7 cross-border settlement for its business customers.
The commercial bank will offer faster, more transparent, and cost-effective remittance services.
Fiona Murray stated this partnership reflects growing momentum across South Korea’s institutional financial sector.
This marks Ripple's third partnership in South Korea this year after Kyobo Life Insurance and Kbank.

Sources

T1
South Korea’s Jeonbuk Bank taps Ripple for cross-border paymentsRipple is bringing its cross-border payments platform to Jeonbuk Bank, but key details including its launch status and settlement asset remain undisclosed.Cointelegraph
T1
XRP News: Ripple Partners with Korea’s Bank to Replace SWIFT with Real-Time PaymentsCoinGape

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