HomeEverything
Equities & FundsCrypto & Digital AssetsAI & TechnologyBusiness & CorporateUS Politics & PolicyGeopolitics & Global RiskMacro, Rates & FXCommodities & EnergyEuropean Politics & MarketsAsia-PacificReal Estate & Property
← All Stories

Mastercard, Coinbase, Ripple, BlackRock Launch OUSD Stablecoin

Created at 30 Jun · 2:20 PM2 sources↑ Market-relevant2 events
IN SHORT

A consortium including Mastercard, Coinbase, and Ripple has launched the OUSD stablecoin, aiming to broaden digital token adoption. The stablecoin will offer free minting and redemption, share reserve earnings among partners, and feature collaborative governance.

✉Newsletter

PiQ Daily

Pick your topics. Get only what matters, on your cadence.

Key Numbers

140+businesses in the Open Standard network

Who's Involved

BlackRock
Partner in OUSD stablecoin initiative
Coinbase
Partner in OUSD stablecoin initiative
Ripple
Partner in OUSD stablecoin initiative
Mastercard
Partner in OUSD stablecoin initiative
Open Standard
Initiator behind the OUSD stablecoin
Visa
Consortium member launching Open USD stablecoin
Zach Abrams
Founding CEO of Open Standard
Carolyn Weinberg
BNY chief product and innovation officer
Donald Trump
U.S. President who signed the GENIUS Act

↳ Why This Matters

The launch of OUSD by major financial players aims to accelerate stablecoin adoption for businesses by offering a unique combination of free transactions, shared earnings, and neutral governance, potentially unlocking the next phase of digital asset growth.

Key facts

  • BlackRock, Coinbase, Ripple, and Mastercard are launching the OUSD stablecoin.
  • The stablecoin will offer free minting and redemption with no volume limits.
  • Partners will share in the earnings generated from the stablecoin's reserves.
  • A collaborative governance system will be established among the partners and Open Standard.
  • The stablecoin is slated to launch on layer-1 networks including Solana.

A consortium including BlackRock, Coinbase, Ripple, and Mastercard has launched a new stablecoin, Open USD (OUSD), aiming to boost global adoption of digital tokens. Spearheaded by Open Standard, the initiative brings together over 140 businesses to address common hurdles in stablecoin usage.

OUSD is designed with three core principles: zero-cost minting and redemption with no volume limits, shared revenue from reserve earnings among partners, and collaborative governance. This model aims to provide businesses with an open, low-cost, high-throughput, and broadly accessible stablecoin aligned with their interests.

The stablecoin is expected to launch on layer-1 networks such as Solana and Tempo. The initiative follows previous collaborations among some of these firms and the launch of other global stablecoin networks.

Frequently asked questions

OUSD is a new stablecoin launched by a consortium including BlackRock, Coinbase, and Ripple, designed for free minting and redemption and to share reserve earnings with partners.

The initiative is led by Open Standard and includes major financial players such as BlackRock, Coinbase, Ripple, and Mastercard.

Key features include no-cost minting and redemption, no artificial volume limits, shared earnings from reserves, and collaborative governance among partners.

OUSD is expected to launch on layer-1 networks such as Solana and Tempo.

What Happens Next

01OUSD stablecoin is expected to go live later this year.
02The stablecoin will launch on layer-1 networks including Solana and Tempo.

Get the newsletter.

Pick the topics you actually care about. We'll email when there's news worth your time, on the cadence you choose. Cancel any time from your account.

Cadence

How It Developed

BlackRock, Coinbase, Ripple, and Mastercard are launching the OUSD stablecoin with a shared governance and earnings model.
A consortium including Visa, Mastercard, and Coinbase launched a new joint stablecoin called Open USD.
The venture, called Open Standard, brings together more than 140 businesses for the stablecoin network.
Open Standard aims to accelerate the usage of digital tokens worldwide by addressing business adoption hurdles.
Businesses will be able to mint and redeem Open USD without cost and with no volume limits.
Earnings from Open USD's reserves will be shared among the initiative's partners, minus a management fee.
U.S. President Donald Trump signed the GENIUS Act into law, setting federal rules for stablecoins.
Some fintech and crypto firms launched a global stablecoin network called Global Dollar Network in 2024.

Sources

T1
Consortium including Visa, Mastercard jointly launch new global stablecoinReuters
T1
BlackRock, Coinbase, Ripple, Mastercard Team Up To Launch Open Standard OUSD StablecoinCoinGape

Related Stories

Coinbase enables 24/7 stablecoin payments for EU investment funds via Spiko Finance
30 Jun · 9:45 AM
Businesses poised for stablecoin surge amid regulatory clarity demand
30 Jun · 4:41 PM
MetaMask Launches Money Account With Up to 4% APY on Stablecoins
30 Jun · 2:05 PM
UK proposes lower stablecoin capital buffers than EU's MiCA
30 Jun · 10:20 AM
Ripple CEO Garlinghouse Criticizes Saylor's Bitcoin Strategy
30 Jun · 5:40 AM