Key facts
- A Cybrid report surveyed 468 business executives and leaders.
- 88% of businesses are likely to use stablecoins within the next 12 months.
- Businesses report average cross-border payment cost savings of 35% using stablecoins.
- Regulatory clarity is the most important factor for 71% of businesses to expand stablecoin use.
- The global stablecoin market cap is $307.64 billion, with Tether's USDT and Circle's USDC leading.
Business adoption of stablecoins is expected to significantly increase over the next 12 months, according to a report by payments infrastructure firm Cybrid. The survey of 468 business executives found that 42% are already using stablecoins for cross-border payments, and a further 88% are likely or very likely to adopt them within the year. Companies using stablecoins reported average cost savings of 35% on cross-border payments, with those processing over $100 million monthly seeing savings of up to 47%.
Despite the projected growth, regulatory clarity remains the most significant barrier, with 71% of respondents citing it as crucial for increasing their confidence. Payroll and contractor payments were identified as the most common use cases, followed by supplier and customer payments, and treasury management.
The report highlights recent legislative efforts, such as the GENIUS Act, which has established a federal regulatory framework for payment stablecoins in the United States, contributing to a market cap of over $76 billion for compliant stablecoins. The overall global stablecoin market cap stands at $307.64 billion, led by Tether's USDT ($184.7 billion) and Circle's USDC ($73.51 billion).
Supporting this trend, separate industry data from Paybis shows a substantial increase in stablecoin payout volume for business customers. McKinsey research estimates that business-to-business transactions constituted about 60% of the $390 billion global stablecoin payment volume in 2025. Infrastructure expansion for stablecoin payments continues, with new stablecoin issuances and enhanced digital asset custody services from institutions like BNY.