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UK charities report surge in domestic abusers using finances for coercion

Created at 9 Jul · 11:06 AM1 source↑ Market-relevant
IN SHORT

UK domestic abuse charities report a significant increase in perpetrators using technology and finances to control victims, with a rise in car finance coercion. Refuge saw a 78% increase in referrals for tech-facilitated or economic abuse.

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Key Numbers

78%rise in referrals for technology-facilitated or economic abuse
967referrals to Refuge's specialist unit (April 2025-March 2026)
542referrals the previous year
414referrals involving economic abuse
198previous year's economic abuse referrals
£11,000early termination fee for a coerced car finance agreement
1 millionyoung women experiencing economic abuse in the UK
36%of 16-24 year olds experiencing economic abuse
1.3 millionestimated young women experiencing economic abuse
one in threegirls aged 16-18 experiencing economic abuse
one in fivegirls aged 16-18 reporting abuse started within the first month of a relationshi

Who's Involved

Refuge
UK's largest specialist domestic abuse charity reporting increased referrals
Zara
Survivor coerced into a car finance agreement by an ex-partner
Nicole
Survivor whose ex-partner registered her car in his name and coerced her into funding bike subscriptions
Sara
Survivor coerced into a luxury car finance agreement by her partner
Francesca Ferrier
Senior economic empowerment partnerships manager at Refuge
Surviving Economic Abuse (SEA)
Charity whose research highlights economic abuse among young women
Sam Smethers
SEA's chief executive
Gabby
Survivor who experienced economic abuse in a teenage relationship

↳ Why This Matters

This issue highlights a growing trend of financial abuse within domestic violence, impacting victims' credit scores, financial independence, and mental health. The lack of adequate identification and support from financial institutions exacerbates the problem, necessitating a coordinated response involving government, charities, and the finance industry.

Key facts

  • UK domestic abuse charities have reported a significant increase in perpetrators using financial coercion.
  • Refuge saw a 78% rise in referrals for technology-facilitated or economic abuse in the past year.
  • Referrals for economic abuse cases more than doubled, from 198 to 414.
  • A concerning rise in victims being coerced into car finance agreements has been observed.
  • Research indicates over 1 million young women in the UK have experienced economic abuse.
  • Charities are calling for government action to create a working group to address the problem.

Domestic abuse charities in the UK have reported a significant and "staggering" increase in perpetrators using financial and technological means to control their victims. Refuge, the UK's largest specialist domestic abuse charity, has seen a 78% rise in referrals for cases involving technology-facilitated or economic abuse over the past year, with referrals to its specialist unit rising from 542 to 967 between April 2025 and March 2026.

The number of victims reporting economic abuse more than doubled, from 198 to 414. This form of abuse includes restricting access to money or preventing partners from accessing bank accounts, but has increasingly involved coercing or manipulating victims into taking out loans or credit agreements. Specialists at Refuge have noted a significant rise in cases involving car finance over the last two years.

Survivors shared harrowing experiences, including being coerced into signing for car finance agreements for vehicles they did not use, leading to substantial early termination fees and damaged credit scores. One survivor, Zara, was left liable for an £11,000 termination fee. Another, Sara, was pressured into signing for a luxury car worth over £100,000, despite sales staff witnessing her argument with her partner at the dealership.

Separate research from Surviving Economic Abuse (SEA), conducted by Ipsos UK, found that over 1 million young women across the UK are experiencing economic abuse. The study revealed that 36% of girls and young women aged 16 to 24 experienced economic abuse from a current or former partner in the past year. Worryingly, almost one in three of all girls between 16 and 18 reported experiencing economic abuse, with nearly one in five saying it began within the first month of the relationship.

Refuge is advocating for government action, proposing a working group comprising specialist support services, car finance providers, and credit reference agencies to address the escalating problem. Francesca Ferrier, senior economic empowerment partnerships manager at Refuge, stated that many financial institutions lack the skills to identify economic abuse, hindering survivors' ability to resolve debt and regain financial independence. SEA's chief executive, Sam Smethers, emphasized the need for parents, teachers, and educators to recognize the warning signs of economic abuse in teenagers.

Frequently asked questions

Economic abuse involves perpetrators controlling a victim's ability to acquire, use, or maintain financial resources, such as restricting access to money, coercing them into debt, or stealing their finances.

Abusers coerce victims into taking out car finance agreements in their name, often for vehicles the abuser uses, leaving the victim liable for payments and potential early termination fees.

Research indicates over 1 million young women in the UK have experienced economic abuse, with 36% of those aged 16-24 reporting it in the past year.

Charities are calling for government intervention to create a working group that brings together financial institutions and support services to better protect survivors.

What Happens Next

01Refuge is urging the government to establish a working group of specialist support services, car finance providers, and credit reference agencies.
02The working group aims to better understand risks and develop a coordinated response for survivors.

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Cadence

How It Developed

Refuge reported a 78% rise in referrals for technology-facilitated or economic abuse in the past year.
Referrals for economic abuse cases more than doubled, from 198 to 414.
Charities observed a rise in victims being coerced into car finance agreements.
Surviving Economic Abuse (SEA) found over 1 million young women in the UK experienced economic abuse.
SEA research indicated 36% of 16-24 year olds experienced economic abuse in the past year.
Refuge is urging the government to establish a working group to address the issue.
SEA's CEO highlighted the need for parents and educators to recognize warning signs.

Sources

T1
Sharp rise in domestic abusers using finances for coercion, UK charities sayThe Guardian

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