La Trobe Financial Chief Executive Chris Andrew says property investment loans are a valuable part of an investor’s portfolio, while also acknowledging the risks. “You can have as a lender a really good line of sight on the way the development progresses,” Mr Andrews told News24. “Of course there are risks, and for any experienced lenders and inexperienced investors you’ve got to be really careful. “What you’ve got to realise with property development is it is a cyclical industry; there are times where the developers will be making hay, getting lots of things out of the ground, really selling their stock well and it will be terrific. “There are times when the going’s a bit tougher and frankly right now, with lowering property prices, with slowing transaction volumes, with all of these sorts of things we’re at a bit of a cyclical low.” In partnership with La Trobe Financial.