Fixing Wall Street's AI Problem with Phill Rosen, CEO of Astraeus

Dan Nathan interviews Phill Rosen, CEO/CTO and co-founder of Astreus, an AI infrastructure company for wealth management. Rosen recounts his path from college dropout to fintech builder, including Orchard Platform and Even Financial (later MoneyLion Engine), explaining how API-embedded distribution and machine-learning signals improved lending decisioning while navigating regulatory explainability. He argues many “AI companies” mainly deploy or fine-tune others’ models and that value often lies in data pipelines, governance, and deterministic software around AI. Rosen describes Astreus targeting independent RIAs and private-equity roll-ups (from ~$2B to ~$200B AUM) by unifying siloed legacy data, codifying compliance rules, and deploying “digital workers” with 90-day pilots to show operational ROI and enable scalable, auditable agentic workflows. They prefer model portability (often Gemini; testing Kimi 3) to manage cost and data sovereignty, and Rosen weighs whether LLMs commoditize into cloud-like infrastructure as tooling matures. 00:00 – Intro 07:15 – The Subaru Signal 13:55 – Founding Astraeus 24:50 – Proving ROI Fast 34:35 – AI CapEx Bubble 38:00 – OpenAI and Anthropic Outlook — FOLLOW US Instagram: https://www.instagram.com/riskreversalmedia/ Twitter: https://x.com/riskreversal LinkedIn: https://www.linkedin.com/company/riskreversalmedia #investing #stocks #stockmarket The financial opinions expressed in Risk Reversal content are for information purposes only. The opinions expressed by the hosts and participants are not an attempt to influence specific trading behavior, investments, or strategies. Past performance does not necessarily predict future outcomes. No specific results or profits are assured when relying on Risk Reversal. Before making any investment or trade, evaluate its suitability for your circumstances and consider consulting your own financial or investment advisor. The financial products discussed in Risk Reversal carry a high level of risk and may not be appropriate for many investors. If you have uncertainties, it's advisable to seek professional advice. Remember that trading involves a risk to your capital, so only invest money that you can afford to lose. Derivatives are not suitable for all investors and involve the risk of losing more than the amount originally deposited and any profit you might have made. This communication is not a recommendation or offer to buy, sell or retain any specific investment or service.