A lot of people think fame happens overnight. Victoria Monét has been doing this for fifteen years. She wrote some of pop's biggest songs while nobody knew her name—and the first time she got handed real money, she didn't buy a house or a car. She put every dollar into a tour for an audience that didn't fully exist yet. In this episode of Richer Lives, three-time Grammy winner Victoria Monét sits down with Vivian Tu, AKA Your Rich BFF, to talk about the bet that built her career, what she calls "optimistic delusion," and how songwriters actually get paid (it's worse than you think). Oh, and then there’s the skill she taught herself just to make studio sessions pay better. Ready to start living a richer life? Sign up for a SoFi Checking and Savings account and start earning a higher APY (annual percentage yield) on your savings balances with eligible direct deposit (terms apply), https://www.SoFi.com/richerlives. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. Follow SoFi: https://www.instagram.com/SoFi https://www.tiktok.com/@SoFi https://twitter.com/SoFi Follow Your Rich BFF: https://www.instagram.com/your.richbff/ https://www.tiktok.com/@yourrichbff Follow Victoria Monét: https://www.instagram.com/victoriamonet About SoFi®: A finance company that could help you get ahead. Get Your Money Right® with SoFi.