Ripple partners with Privy to expand XRPL access for XRP and RLUSD payments
IN SHORTRipple has partnered with Privy, a Stripe company, to integrate programmable wallet infrastructure onto the XRP Ledger (XRPL). This collaboration aims to simplify consumer and agentic payments using XRP, RLUSD, and other digital assets, allowing developers to embed payment experiences directly into their products without users needing to manage private keys.
Key Numbers
13 millionagent payments processed on XRPL to date
25%network activity accounted for by agent payments
Who's Involved
Ripple
partnered with Privy to expand XRPL payment infrastructure
Privy
Stripe company integrating wallet infrastructure onto XRPL
Markus Infanger
SVP of RippleX at Ripple, commented on the partnership
↳ Why This Matters
The partnership between Ripple and Privy aims to broaden access to the XRP Ledger for payments, potentially increasing the utility and adoption of XRP and RLUSD. By simplifying wallet management and enabling programmatic transactions, the integration could foster new use cases for AI agents and embedded finance, driving commerce on the XRPL.
Key facts
- Ripple partnered with Privy to expand payment infrastructure on the XRP Ledger.
- Privy will integrate its wallet infrastructure on the XRPL.
- Developers can create and manage XRPL wallets programmatically, sign transactions, and build experiences using XRP, RLUSD, and other digital assets.
- Fintechs can offer embedded wallets enabling stablecoin payments without users managing keys.
- Server-side wallets will allow AI agents to transact via the X402 payment infrastructure.
- XRPL has processed 13 million agent payments, accounting for approximately 25% of network activity.
Ripple has partnered with Privy, a Stripe company, to enhance the payment capabilities of the XRP Ledger (XRPL). The collaboration will see Privy integrate its programmable wallet infrastructure onto the XRPL, aiming to simplify payment processes for both consumers and businesses.
Through this integration, developers will be able to programmatically create and manage XRPL wallets, sign transactions, and build payment experiences using XRP, RLUSD, and other digital assets directly into their products. A key feature highlighted is the ability for fintechs to offer embedded wallets that allow users to make stablecoin payments without the need to manage their own private keys.
Furthermore, the partnership will enable agentic commerce by supporting server-side wallets that allow AI agents to hold funds and conduct transactions, including through the X402 payment infrastructure. Ripple noted that the XRPL has already processed 13 million agent payments, which now constitute approximately 25% of the network's activity.
Markus Infanger, SVP of RippleX at Ripple, stated that the combination of Privy's wallet infrastructure and XRPL's features, such as fast settlement and low transaction costs, provides a strong foundation for developers building scalable financial products.