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Nearly half of UK households see no benefit from economic growth, report finds

Created at 2 Sep · 11:56 PM1 source↑ Market-relevant
IN SHORT

A new report from PwC indicates that 46% of UK households, approximately 12.5 million, live in areas where economic growth does not translate into improved living standards. The study highlights a significant North-South divide in household spending power.

Key Numbers

46%households not seeing benefits of economic growth
12.5 millionhouseholds not seeing benefits of economic growth
6.6%spending power deficit in North East England
£1,542annual spending power deficit in North East England
£1,493annual spending power deficit in North West England
£1,917annual spending power deficit in Yorkshire and the Humber
9%spending power surplus in South East England
£2,154annual spending power surplus in South East England
1.2%UK economic growth in first six months of the year
£35,448average annual disposable income in Richmond, London
£18,384average annual disposable income in Hammersmith and Fulham

Who's Involved

PwC
consultancy firm that authored the report
Andy Burnham
Prime Minister who pledged to tackle cost of living and regional inequalities
Rachel Taylor
government and health industries leader at PwC
Kemi Badenoch
Conservative leader criticizing growth theories and No10 North

↳ Why This Matters

The report underscores a persistent issue of uneven economic prosperity across the UK, suggesting that national economic growth does not automatically benefit all citizens, particularly those in northern regions and the Midlands. This highlights the ongoing challenge of regional inequality and the need for policies that ensure growth translates into tangible improvements in living standards for a

Key facts

  • 46% of UK households, or 12.5 million, live in areas where economic growth does not improve living standards.
  • A significant North-South divide exists in household spending power, with northern regions and Wales lagging behind London and the South East.
  • Households in the North East have £1,542 less spending power annually compared to the national average.
  • Households in the South East have £2,154 more spending power annually compared to the national average.
  • PwC's report suggests that only a small portion of GDP growth translates into increased household spending power.
  • The report advocates for greater local retention of growth revenues and freedom in resource allocation through devolution.

A new report from consultancy firm PwC reveals that nearly half of households in Britain, approximately 12.5 million, live in areas where economic growth does not translate into a better quality of life. The study highlights a significant disparity in household spending power, with a stark North-South divide.

Researchers found that every region in the north of England, the Midlands, and Wales experienced lower spending power than the national average. In contrast, London and the South East comfortably exceeded this average. Specifically, households in the North East had spending power 6.6% below the national average, equating to £1,542 less per year. The North West and Yorkshire and the Humber also faced significant deficits. Conversely, households in the South East enjoyed spending power 9% above the national average, worth an additional £2,154 annually.

PwC defines household spending power by analyzing income after taxes and housing costs, factoring in household size and composition to estimate disposable income for other expenses. This metric is considered a key indicator of whether economic growth is improving living standards. Despite the UK economy expanding by 1.2% in the first six months of the year, the report indicates that only a small fraction of GDP growth leads to increased spending power for households.

The report also noted variations within regions, with Richmond in London having the highest average annual disposable income (£35,448), nearly double that of Hammersmith and Fulham. Scotland and the South West of England were identified as exceptions, with spending power slightly above the national average due to lower housing costs and smaller household sizes.

In response to these findings, the report suggests that future devolution efforts should empower local areas to retain more revenue from local growth and have greater autonomy in resource allocation. A government spokesperson pointed to initiatives like No10 North and the granting of financial powers to English mayors as steps towards reshaping national governance and boosting local economies. However, Conservative leader Kemi Badenoch has criticized certain growth strategies and the establishment of No10 North.

Frequently asked questions

Household spending power is measured by income after taxes and housing costs, adjusted for household size and makeup, to estimate the money available for other expenses. It is considered a key indicator of whether economic growth improves living standards.

The report indicates that regions in the north of England, the Midlands, and Wales have lower spending power than the national average. Specifically, the North East, North West, and Yorkshire and the Humber were highlighted as being significantly below the average.

London and the South East of England have spending power comfortably above the national average, with the South East being 9% higher.

A government spokesperson mentioned the creation of No10 North and the provision of unprecedented financial powers to English mayors, including a share of income tax revenues, as part of its growth mission.

What Happens Next

01Local areas may receive more revenue from local growth and greater freedom in resource allocation through future devolution.
02The government plans to continue empowering English mayors with financial powers to boost local economies.
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How It Developed

A report by PwC found that 46% of UK households live in areas where economic growth does not improve living standards.
The report identified a stark North-South divide in household spending power.
Regions in the north of England, the Midlands, and Wales have lower spending power than the national average.
London and the South East have spending power comfortably above the national average.
Households in the North East have spending power 6.6% below the national average, equivalent to £1,542 less annually.
Households in the South East have spending power 9% above the national average, worth an additional £2,154 annually.
PwC measures household spending power by looking at income after taxes and housing costs, adjusted for household size and makeup.
The UK has experienced years of weak economic growth, though it expanded by 1.2% in the first half of the current year.

Sources

T1
Almost half of households do not see benefits of economic growth, report saysBBC News

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