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US single-family housing starts slide in July

Created at 18 Aug · 12:57 PM1 source↑ Market-relevant
IN SHORT

U.S. single-family homebuilding fell sharply in July, with starts dropping 9.9% to an annual rate of 808,000 units, the lowest since February 2021. Permits for future construction rose, but overall market conditions remain subdued due to high mortgage rates and limited inventory.

Key Numbers

9.9%single-family housing starts drop in July
808,000annual rate of single-family housing starts
15.7%year-on-year slide in single-family homebuilding
2.5%permits for future single-family construction rise
894,000annual rate of single-family home construction permits
12.4%total new home starts fall
1.239 millionannual rate of total new home starts
5.0%overall residential construction permits rise
1.443 millionannual rate of overall residential construction permits
6.77%contract rate on 30-year fixed-rate mortgage

Who's Involved

Commerce Department's Census Bureau
reported July housing starts data
Reuters
polled economists for housing start estimates
Mortgage Bankers Association
reported on mortgage contract rates
National Association of Home Builders
reported uptick in sentiment among construction firms

↳ Why This Matters

The sharp decline in single-family housing starts indicates a significant slowdown in new home construction, a key component of the U.S. economy. This trend suggests that high mortgage rates and affordability challenges are dampening demand and impacting the housing market's health.

Key facts

  • Single-family housing starts dropped 9.9% in July to a seasonally adjusted annual rate of 808,000 units.
  • Single-family homebuilding decreased by 15.7% year-on-year in July.
  • Permits for future single-family home construction increased by 2.5% to 894,000 units.
  • Total new home starts, including multifamily structures, fell 12.4% to 1.239 million units.
  • Overall residential construction permits rose 5.0% to 1.443 million units.

U.S. single-family homebuilding experienced a significant decline in July, with starts falling 9.9% to a seasonally adjusted annual rate of 808,000 units, the lowest since February 2021. This drop, which represents a 15.7% decrease year-on-year, was attributed to elevated mortgage rates and a limited supply of unsold new homes.

Despite the decline in starts, permits for future single-family home construction saw a modest increase of 2.5% to 894,000 units. Overall new residential construction starts, encompassing multifamily structures, decreased by 12.4% to 1.239 million units, falling short of economists' expectations. However, total residential construction permits for all types of housing units rose by 5.0% to 1.443 million units.

The residential real estate market continues to face headwinds from high mortgage interest rates, which remain near their highest in over a year, and a general shortage of available homes, impacting affordability and sales. While sentiment among homebuilders showed a slight uptick, overall confidence remains subdued due to economic uncertainty and high building costs.

Frequently asked questions

The decline was primarily driven by higher mortgage rates and the inventory of unsold new homes on the market, which impacted affordability.

Single-family housing starts fell sharply, but permits for future single-family construction and overall residential construction permits saw increases.

The contract rate on a 30-year fixed-rate mortgage remains near its highest in over a year, despite a slight recent dip.

What Happens Next

01Monitor future housing starts and permit data for trends.
02Observe mortgage rate movements and their impact on affordability.
03Track homebuilder sentiment and construction costs.

How It Developed

Single-family housing starts fell 9.9% in July to an annual rate of 808,000 units.
Single-family homebuilding was down 15.7% year-on-year in July.
Permits for future single-family home construction rose 2.5% to 894,000 units.
Total new home starts, including multifamily structures, fell 12.4% to 1.239 million units.
Overall residential construction permits rose 5.0% to 1.443 million units.

Sources

T1
US single-family housing starts slide in JulyReuters

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