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UK's Richest Borough Sees New Home Asking Prices Drop by £100k in a Month

Created at 17 Aug · 4:11 AM1 source↑ Market-relevant
IN SHORT

Newly listed homes in the UK's most affluent borough saw asking prices fall by nearly £100,000 in a single month. This significant drop reflects broader cooling trends in the UK housing market, with increased seller competition and buy-to-let investors capitalizing on the situation.

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Key Numbers

£100kdrop in asking prices in UK's richest borough
2%national drop in newly listed asking prices in August
£7,360national average reduction in newly listed asking price
4.4%drop in London's new asking prices
£1,552,970average new asking price in Kensington and Chelsea
£1,648,148previous average new asking price in Kensington and Chelsea
£95,000difference in asking price in Kensington and Chelsea
16 yearshighest number of available homes for sale in London
14.1%landlords' share of home purchases in July
12.4%year-to-date average of landlords' share of home purchases
88.7%average percentage of asking price paid by landlord buyers in July
56%investor offers at least 10% below asking price in July
April 2020last time investor offers at least 10% below asking were this high
27%investor offers of 10% or more below asking price accepted in July
18%investor offers of 10% or more below asking price accepted in July 2025
41%leasehold investor offers of 10% or more below asking price accepted in July

Who's Involved

Rightmove
property website providing data on asking prices
Royal Institution of Chartered Surveyors (Rics)
organization reporting a subdued UK housing market
Lloyds
lender reporting stagnant UK house prices
Nationwide
lender reporting a 0.1% rise in UK house prices last month
Colleen Babcock
property expert at Rightmove
Hamptons
estate agent illustrating investor buyer leverage
Connells
Britain's biggest estate agency group whose data was used by Hamptons
Zoopla
property website analyzing leasehold flat sales

↳ Why This Matters

The significant drop in asking prices in affluent areas and the increased leverage of buy-to-let investors indicate a cooling UK housing market, potentially signaling broader price corrections and impacting homeowner equity and investor strategies.

Key facts

  • Average asking prices for newly listed homes in the UK fell by 2% in August, the largest drop for the month in eight years.
  • The Royal Borough of Kensington and Chelsea saw new asking prices decrease by approximately £95,000 in one month.
  • London recorded the steepest regional price drop, with a 4.4% decrease in new asking prices.
  • Buy-to-let investors' share of home purchases rose to 14.1% in July.
  • Over 56% of investor offers in July were at least 10% below the initial asking price.

Asking prices for newly listed homes in the UK's most affluent borough have seen a significant drop of nearly £100,000 in one month, signaling a cooling housing market. Data from the property website Rightmove indicates that nationally, average newly listed asking prices fell by 2% in August, the largest decrease for that month in eight years.

This national trend masks regional disparities, with London experiencing the most substantial decline at 4.4%, equating to almost £30,000 off new asking prices. Specifically, the Royal Borough of Kensington and Chelsea saw its average new asking price fall from £1,648,148 to £1,552,970, a reduction of just over £95,000. Rightmove attributes this to fierce competition among sellers, as the number of available homes for sale in London is at a 16-year high.

Further data from estate agent Hamptons highlights how buy-to-let investors are leveraging the weaker market. In July, landlords accounted for 14.1% of all home purchases, up from the year-to-date average of 12.4%. These investors are reportedly driving hard bargains, with the average landlord buyer paying 88.7% of the initial asking price. More than half of investor offers in July were at least 10% below the seller's asking price, the highest figure since April 2020. For leasehold properties, 41% of such lowball offers were accepted.

Other recent surveys also point to a subdued market. The Royal Institution of Chartered Surveyors reported that the UK housing market remained weak in July. Lenders Lloyds and Nationwide indicated that house prices were largely stagnant or saw minimal growth last month, with higher mortgage rates and economic pressures impacting affordability.

Frequently asked questions

The average asking price for newly listed homes in the Royal Borough of Kensington and Chelsea dropped by just over £95,000 in one month, from £1,648,148 to £1,552,970.

Nationally, average newly listed asking prices for homes fell by 2% in August, marking the largest August price drop in eight years.

Buy-to-let investors are capitalizing on the cooling market by making lower offers, with over half of their offers in July being at least 10% below the asking price, and a significant portion of these being accepted.

London experienced the largest regional drop, with new asking prices falling by 4.4% in the past month.

What Happens Next

01Further monitoring of regional price trends and seller competitiveness.
02Analysis of the impact of leasehold property sales on the broader market.
03Tracking of buy-to-let investor activity and their influence on pricing.

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Cadence

How It Developed

Average asking prices for newly listed homes in the UK dropped by 2% in August, the largest August decrease in eight years.
London experienced the largest regional drop, with prices falling 4.4% in the past month.
In the Royal Borough of Kensington and Chelsea, average new asking prices decreased by over £95,000 to £1,552,970.
The number of homes for sale in London reached a 16-year high, intensifying competition among sellers.
Buy-to-let investors increased their market share, accounting for 14.1% of purchases in July.
Investor buyers paid an average of 88.7% of the initial asking price in July, with over half of offers at least 10% below asking.
More than half of investor offers at least 10% below asking price were accepted in July, the highest since April 2020.
Leasehold properties saw a higher acceptance rate for lowball offers, with 41% of investor offers at least 10% below asking accepted.

Sources

T1
Asking prices for newly listed homes in UK’s richest borough fall by £100k in one monthThe Guardian

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