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US Treasury raises Q3 borrowing estimate by $68 billion

Created at 3 Aug · 7:04 PM1 source↑ Market-relevant
IN SHORT

The U.S. Treasury announced it expects to borrow $739 billion in the third quarter, an increase of $68 billion from its May projection. This upward revision is attributed to lower projected cash flows, only partially offset by a higher starting cash balance.

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Key Numbers

$739 billionQ3 borrowing estimate
$68 billionIncrease in Q3 borrowing estimate
$950 billionProjected cash balance at end of September
$628 billionQ4 borrowing projection
$850 billionProjected cash balance at year-end
$190 billionAmount borrowed in Q2
$919 billionCash balance at end of June

Who's Involved

U.S. Treasury
raised third-quarter borrowing estimate
Karen Brettell
Reuters reporter
Nick Zieminski
Reuters editor

↳ Why This Matters

The U.S. Treasury's increased borrowing needs could put upward pressure on interest rates, impacting the cost of borrowing for the government and potentially influencing broader market yields. The upcoming refunding announcement will be closely watched for signals on debt issuance strategy amid elevated inflation concerns.

Key facts

  • The U.S. Treasury now expects to borrow $739 billion in the third quarter.
  • This represents an increase of $68 billion from the previous estimate.
  • The department anticipates borrowing $628 billion in the fourth quarter.
  • Treasury will announce its refunding plans, including auction sizes, on Wednesday.

The U.S. Treasury announced on Monday that it expects to borrow $739 billion in the third quarter, an upward revision of $68 billion from its May projection. This increase is primarily due to lower projected cash flows, with the impact only partially mitigated by a higher-than-assumed starting cash balance.

Stripping out the benefit of the larger starting cushion, the actual increase in borrowing needs is $87 billion above the May estimate. The department's quarterly refunding statement anticipates a cash balance of $950 billion at the end of September.

Looking ahead to the fourth quarter, the Treasury projected borrowing of $628 billion, based on an expected year-end cash balance of $850 billion. In the second quarter, the department borrowed $190 billion, concluding June with a cash balance of $919 billion, which was $1 billion above its May projection and $18 billion less than expected when excluding the higher-than-assumed end-of-quarter cash balance.

The Treasury is set to detail its refunding plans, including auction sizes, on Wednesday. Market participants will be closely monitoring for any indications that the department intends to increase its issuance of longer-dated debt in the coming quarters.

The significance of Wednesday's announcement has grown recently, with surging oil prices due to escalating tensions between Israel and Iran raising concerns about already high inflation and pushing longer-term Treasury yields to multi-year highs. Against this backdrop, analysts suggest the Treasury has an incentive to adhere to a predictable issuance path and avoid any surprises that could further destabilize a sensitive bond market.

Frequently asked questions

The Treasury is borrowing more due to lower projected cash flows, which were only partly offset by a higher-than-assumed starting cash balance.

The Treasury projects a cash balance of $950 billion at the end of September.

The Treasury borrowed $190 billion in the second quarter, ending June with a cash balance of $919 billion.

What Happens Next

01Treasury will detail refunding plans, including auction sizes, on Wednesday.

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How It Developed

The U.S. Treasury expects to borrow $739 billion in the third quarter.
This estimate is $68 billion higher than the May projection.
The increase is due to lower projected cash flows, partly offset by a higher starting cash balance.
Treasury projects a cash balance of $950 billion at the end of September.
For the fourth quarter, borrowing is projected at $628 billion, with an $850 billion year-end cash balance.
The department borrowed $190 billion in the second quarter, ending June with $919 billion cash.
Treasury will detail refunding plans, including auction sizes, on Wednesday.
Analysts expect Treasury to maintain a predictable issuance path amid market volatility.

Sources

T1
US Treasury raises third-quarter borrowing estimate to $739 billionReuters

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