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Unity Bank, AU Small Finance Bank Raise Fixed Deposit Rates

Created at 11 Jun · 12:35 PM1 source
IN SHORT

Unity Small Finance Bank and AU Small Finance Bank have increased their fixed deposit interest rates on select tenures. Unity Bank now offers up to 7.80% for general depositors and 8.30% for senior citizens on a 501-day FD, effective June 11, 2026. AU Small Finance Bank raised its 30-month FD rate to 7.40% for general customers and 7.90% for seniors, effective June 10, 2026.

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Key Numbers

7.80%Unity Bank general FD rate (501-day)
8.30%Unity Bank senior citizen FD rate (501-day)
7.40%AU Small Finance Bank general FD rate (30-month)
7.90%AU Small Finance Bank senior citizen FD rate (30-month)
7%Unity Bank savings account rate (> Rs 10 lakh)
6%Unity Bank savings account rate (> Rs 1 lakh to Rs 10 lakh)

Who's Involved

Unity Small Finance Bank
Increased fixed deposit interest rates
AU Small Finance Bank
Increased fixed deposit interest rates

↳ Why This Matters

These rate adjustments by small finance banks offer depositors higher potential returns on their fixed deposits, particularly for specific tenures, potentially attracting more savings.

Key facts

  • Unity Small Finance Bank offers a 7.80% interest rate for general investors on its 501-day fixed deposit.
  • Unity Small Finance Bank offers an 8.30% interest rate for senior citizens on its 501-day fixed deposit.
  • AU Small Finance Bank offers a 7.40% interest rate for general customers on its 30-month fixed deposit.
  • AU Small Finance Bank offers a 7.90% interest rate for senior citizens on its 30-month fixed deposit.
  • Unity Bank's revised rates are effective from June 11, 2026.
  • AU Small Finance Bank's revised rates are effective from June 10, 2026.

Unity Small Finance Bank and AU Small Finance Bank have revised their fixed deposit interest rates, offering enhanced returns for depositors on select tenures. Unity Bank now provides general investors with an interest rate of 7.80% per annum and senior citizens with 8.30% per annum on its 501-day fixed deposit scheme, effective June 11, 2026. AU Small Finance Bank has increased its 30-month fixed deposit rate to 7.40% for general customers and 7.90% for senior citizens, with these revised rates effective from June 10, 2026. Unity Bank also offers a 7% interest rate on savings accounts for deposits exceeding Rs 10 lakh and 6% for deposits between Rs 1 lakh and Rs 10 lakh.

Frequently asked questions

Unity Small Finance Bank offers 7.80% for general investors and 8.30% for senior citizens on its 501-day fixed deposit.

AU Small Finance Bank has increased its 30-month FD rate to 7.40% for general customers and 7.90% for senior citizens.

Unity Bank's new rates are effective from June 11, 2026, and AU Small Finance Bank's rates are effective from June 10, 2026.

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How It Developed

Unity Small Finance Bank increased interest rates on its 501-day fixed deposit scheme.
Unity Bank now offers general investors 7.80% p.a. and senior citizens 8.30% p.a. on its 501-day FD.
AU Small Finance Bank increased its 30-month FD rate to 7.40% for general customers.
AU Small Finance Bank offers senior citizens 7.90% on its 30-month FD.
The new rates from Unity Bank are effective June 11, 2026.
The new rates from AU Small Finance Bank are effective June 10, 2026.

Sources

T1
FD interest rates up to 7.80%: These 2 banks have increased fixed deposit rates on select tenures; investors to earn moreThe Economic Times

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