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US consumer loan delinquencies climb to 9-year high

Created at 2 Jun · 12:06 AM3 sources↑ Market-relevant3 events
IN SHORT

The share of US consumer loans at least 30 days past due rose to 4.8% in Q1 2026, reaching the highest level since 2017. This indicates increasing financial pressure on consumers.

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Key Numbers

4.8%US consumer loans at least 30 days past due in Q1 2026
2017Last time consumer loan delinquencies were this high

Who's Involved

US consumer loan borrowers
experiencing delinquencies

↳ Why This Matters

Rising consumer loan delinquencies can signal increasing financial pressure on households, potentially impacting their ability to spend on other goods and services. This trend may also affect lenders and the broader credit markets.

Key facts

  • The share of US consumer loans at least 30 days past due climbed to 4.8% in Q1 2026.
  • This is the highest level for consumer loan delinquencies since 2017.

Rising consumer loan delinquencies can signal increasing financial pressure on households, potentially impacting their ability to spend on other goods and services. This trend may also affect lenders and the broader credit markets.

Frequently asked questions

The share of US consumer loans at least 30 days past due was 4.8% in Q1 2026.

No, but it is the highest level since 2017.

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How It Developed

2 Jun · 12:03 AM
Student loan 90+ day delinquencies increased by 70 basis points to 10.3% in Q1 2026, reaching their highest point since Q1 2020.
@FirstSquawk via PiQSuite
2 Jun · 12:02 AM
Auto loan delinquencies hit a record high of 5.6% in Q1 2026, up 40 basis points.
@FirstSquawk via PiQSuite
2 Jun · 12:01 AM
Consumer loan delinquencies (30+ days past due) reached a 9-year high of 4.8% in Q1 2026, surpassing the previous 2017 record.
@FirstSquawk via PiQSuite

Sources

T1
STUDENT LOAN 90+ DAY DELINQUENCIES JUMP 70 BPS TO 10.3% IN Q1 2026, HIGHEST LEVEL SINCE Q1 2020.@FirstSquawk via PiQSuite
T1
AUTO LOAN SERIOUS DELINQUENCIES RISE 40 BPS TO 5.6% IN Q1 2026, HIGHEST LEVEL ON RECORD.@FirstSquawk via PiQSuite
T1
US CONSUMER LOAN DELINQUENCIES RISE TO 9-YEAR HIGH SHARE OF US CONSUMER LOANS AT LEAST 30 DAYS PAST DUE CLIMBS TO 4.8% IN Q1 2026, HIGHEST LEVEL SINCE 2017.@FirstSquawk via PiQSuite

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