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Bank of Israel cuts key rate to 3.5% amid stable inflation and lower energy prices

Created at 6 Jul · 2:55 PM1 source↑ Market-relevant
IN SHORT

The Bank of Israel lowered its benchmark interest rate by 25 basis points to 3.5%, marking its second consecutive cut. The decision was influenced by stable inflation and a U.S.-Iran ceasefire that reduced energy prices, though policymakers remain cautious about geopolitical uncertainties.

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Key Numbers

3.5%Bank of Israel benchmark interest rate
25 bpsInterest rate cut
1.9%Annual inflation rate in May
1-3%Bank of Israel inflation target range
1.8%Staff forecast inflation rate by end of 2027
3%Staff estimate for interest rate in coming year
-3.8%Economic contraction in Q1
4%Projected economic growth in 2026
5.5%Projected economic growth in 2027
3.1%Shekel weakening against dollar since last decision
$801 millionForeign currency bought by central bank in May
3.0Shekel to dollar exchange rate

Who's Involved

Bank of Israel
Central bank that cut its key interest rate
Steven Scheer
Reuters reporter
Tomasz Janowski
Reuters editor
Ros Russell
Reuters editor

↳ Why This Matters

The Bank of Israel's rate cut signals a shift towards easing monetary policy as inflation stabilizes and geopolitical risks subside, potentially stimulating economic activity. However, ongoing uncertainty highlights the delicate balance policymakers must maintain.

Key facts

  • The Bank of Israel reduced its benchmark interest rate by 25 basis points to 3.5%.
  • Inflation held steady at 1.9% in May, within the central bank's target range.
  • The decision was influenced by a U.S.-Iran ceasefire that lowered energy prices.
  • The central bank's staff forecast inflation to be 1.8% by the end of 2027.
  • The Israeli economy is projected to grow 4% in 2026 and 5.5% in 2027.
  • The shekel weakened 3.1% against the dollar since the previous rate decision.

The Bank of Israel lowered its benchmark interest rate by 25 basis points to 3.5% on Monday, marking its second consecutive cut. This decision was influenced by stable inflation, which stood at 1.9% in May and remains within the central bank's 1-3% target range, and a U.S.-Iran ceasefire that has led to a decrease in energy prices.

Policymakers, however, expressed caution regarding the future inflation environment, noting a "host of opposing influences" including geopolitical developments, exchange rate fluctuations, demand alongside supply constraints, and fiscal developments. Despite the ceasefire, the bank stressed that geopolitical uncertainty remains high.

The conflict with Iran had previously led to a 3.8% economic contraction in the first quarter. However, the economy has since rebounded and is now expected to grow 4% in 2026 and 5.5% in 2027.

The Israeli shekel weakened by 3.1% against the dollar since the last rate decision on May 25. In May, the central bank intervened by purchasing $801 million of foreign currency to help weaken the shekel. Following Monday's rate action, the shekel slipped 0.1% versus the dollar to a rate of 3.0.

The Bank of Israel also announced that its next interest rate decision will be on September 1, moved from August 31 due to a scheduling conflict with the Jackson Hole symposium.

Frequently asked questions

The Bank of Israel cut its benchmark interest rate by 25 basis points to 3.5%.

The decision was influenced by stable inflation and a U.S.-Iran ceasefire that pushed down energy prices.

The annual inflation rate held at 1.9% in May, which is within the central bank's 1-3% target range.

The economy is expected to grow 4% in 2026 and 5.5% in 2027.

What Happens Next

01The next Bank of Israel rate decision is scheduled for September 1.

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How It Developed

Bank of Israel cut its benchmark interest rate by 25 basis points to 3.5%.
The central bank cited stable inflation and a U.S.-Iran ceasefire reducing energy prices.
The annual inflation rate was 1.9% in May, within the 1-3% target.
Staff forecast inflation at 1.8% by the end of 2027 and a rate of 3% in the coming year.
Policymakers noted opposing influences on inflation, including geopolitical developments and energy prices.
The central bank acknowledged high geopolitical uncertainty despite the ceasefire.
The economy contracted 3.8% in the first quarter due to the conflict with Iran.
The economy is now expected to grow 4% in 2026 and 5.5% in 2027.

Sources

T1
Bank of Israel cuts key rate by 25 bps as US-Iran ceasefire pushes down energy pricesReuters

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