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Australian rate hike likely if Trump-Iran conflict persists

Created at 14 Jul · 4:31 AM1 source↑ Market-relevant
IN SHORT

Resurgent oil prices driven by renewed conflict between the US and Iran could prompt a fourth Australian interest rate rise this year, economists warn. Brent crude hit $85 per barrel, with further escalation potentially pushing prices to $150.

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Key Numbers

$85Brent crude oil price per barrel
$80WTI crude oil price per barrel
$70Brent crude oil price in early July
$100Potential Brent oil price within 10 days
$150Potential Brent oil price within 10 weeks
260 centsAustralian unleaded petrol price per litre in April
320 centsAustralian diesel price per litre in April
186 centsWholesale diesel price per litre on Tuesday
190 centsDiesel price per litre in capital cities
16 centsFuel excise relief per litre
4.35%Current RBA interest rate
23%Market bet on August RBA rate hike
50%Market bet on December RBA rate hike

Who's Involved

Donald Trump
President of the United States, involved in renewed conflict with Iran
Vivek Dhar
Energy commodities strategist at Commonwealth Bank
Peter Khoury
NRMA spokesperson
Matthew Hassan
Head of Westpac's macro-forecasting
My Bui
Economist at AMP
Reserve Bank of Australia
Central bank considering interest rate hikes
Commonwealth Bank
Economists warning of oil price impact
Westpac-Melbourne Institute
Tracker of consumer confidence
AMP
Economists commenting on rate hike likelihood

↳ Why This Matters

The conflict between the US and Iran is directly impacting global oil prices, which in turn influences inflation and interest rate decisions by central banks like the Reserve Bank of Australia, potentially affecting household finances and consumer confidence.

Key facts

  • Resurgent oil and fuel prices could lead to a fourth Australian interest rate rise this year.
  • US missile strikes on Iran and a new maritime blockade have driven oil prices to monthly highs.
  • Brent crude oil hit $85 per barrel, and West Texas Intermediate surpassed $80.
  • Economists warn that continued conflict could push Brent oil prices to $100 within 10 days and $150 within 10 weeks.
  • Wholesale diesel prices have risen, and the federal government's fuel excise relief is set to expire on August 2.
  • Markets have increased bets on an RBA rate hike, with a 23% chance for August and over 50% by December.
  • Renewed hostilities have damaged consumer confidence in the economy.

Resurgent oil and fuel prices, driven by renewed conflict between the US and Iran, could prompt a fourth interest rate rise by the Reserve Bank of Australia (RBA) this year, economists have warned. US missile strikes on Iran and President Donald Trump's announcement of a new maritime blockade have lifted oil prices to their highest point in a month. Brent crude oil hit $85 per barrel on Tuesday morning, while the West Texas Intermediate benchmark price for US crude surpassed $80 a barrel, up from near $70 in early July.

Vivek Dhar, energy commodities strategist at Commonwealth Bank, stated that escalating hostilities could deplete global oil stockpiles and push prices far above their April high. He projected that continued conflict could drive Brent oil prices to $100 a barrel within 10 days and $150 a barrel within 10 weeks. Crude prices at $110 per barrel in April had previously sent Australian unleaded petrol prices to nearly 260 cents a litre and diesel to nearly 320 cents a litre.

Rising oil prices in July had already pushed up wholesale diesel prices from 177.1 cents a litre early in the month to 186 cents a litre on Tuesday, according to the Australian Institute of Petroleum. Diesel prices at service stations have risen accordingly, back to about 190 cents a litre in the big capital cities, according to MotorMouth. Peter Khoury, the NRMA spokesperson, noted that markets had accounted for negotiation breakdowns, but fuel prices would increase if oil prices remained elevated for more than a week. Additionally, the federal government’s fuel excise relief is set to expire on August 2, which will push prices up by another 16 cents a litre.

Matthew Hassan, head of Westpac’s macro-forecasting, indicated that resurgent oil prices support the bank’s prediction that the RBA will raise interest rates in August. He suggested that this would feed into the RBA's unease about persistent inflation. Markets have increased their bets on an RBA rate hike since the strikes resumed, now anticipating a 23% chance of a hike in August and a greater than 50% chance by December. The RBA has already increased rates three times, bringing the current rate to 4.35%.

Renewed hostilities have also damaged households' confidence in the economy, according to the Westpac-Melbourne Institute tracker of consumer confidence. Hassan stated that in the absence of the conflict, a more substantial recovery in consumer confidence for the month would likely have been observed. The survey found that consumers had been growing less fearful of interest rate rises and more hopeful about their family finances improving in a year's time before the conflict intensified. However, most consumers remain pessimistic on average and still expect a further rate increase in the coming year.

My Bui, an AMP economist, commented that higher oil prices and the growing likelihood of a rate rise would drag consumer confidence back toward its April lows. Bui noted that the employment market has not yet deteriorated to concerning levels, and price pressures remain elevated, leading to a continued view of a higher chance of a hike from the RBA in the August meeting.

Frequently asked questions

Resurgent oil and fuel prices, stemming from renewed conflict between the US and Iran, are increasing inflationary pressures, which could prompt the Reserve Bank of Australia to raise interest rates.

US missile strikes on Iran and a new maritime blockade have lifted oil prices to monthly highs, with Brent crude reaching $85 per barrel and WTI surpassing $80.

Economists warn that continued conflict could deplete oil stockpiles and push Brent oil prices to $100 a barrel within 10 days and $150 a barrel within 10 weeks.

The federal government's fuel excise relief is set to expire on August 2, which will increase prices by an additional 16 cents per litre.

What Happens Next

01The federal government's fuel excise relief is set to expire on August 2.
02Markets are pricing in a 23% chance of an RBA rate hike in August.
03Markets are pricing in over a 50% chance of an RBA rate hike by December.

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How It Developed

US missile strikes on Iran and a new maritime blockade have lifted oil prices.
Brent crude reached $85 per barrel and WTI surpassed $80.
Economists warn that continued conflict could deplete oil stockpiles and push prices significantly higher.
Wholesale diesel prices have already risen, and fuel excise relief is set to expire.
Resurgent oil prices support predictions of a Reserve Bank of Australia (RBA) rate hike in August.
Markets have increased bets on an RBA rate hike, with a 23% chance for August and over 50% by December.
Renewed hostilities have damaged consumer confidence in the economy.
Higher oil prices and the likelihood of a rate rise may drag consumer confidence back toward April lows.

Sources

T1
Fourth Australian interest rate rise more likely if Trump’s Iran conflict not resolved within a weekThe Guardian

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