Key facts
- European banks increased Additional Tier 1 (AT1) capital by €8.5 billion in the second quarter of 2026.
European banks added €8.5 billion of Additional Tier 1 capital in Q2 2026, bringing the total to €196.2 billion. This represents the highest share of total regulatory capital since Q2 2019.
The increase in AT1 capital strengthens the resilience of European banks, providing a larger buffer against potential financial shocks and improving their overall capital adequacy.
European banks have significantly bolstered their Additional Tier 1 (AT1) capital reserves, adding €8.5 billion ($9.7 billion) in the second quarter of 2026. This influx has pushed the total AT1 capital stock to €196.2 billion, marking the highest proportion of total regulatory capital since the second quarter of 2019. The analysis, conducted by Risk Quantum, covered 22 European banks. AT1 capital now constitutes 15% of their overall regulatory capital. Among the institutions, HSBC reported the largest AT1 capital stock, valued at $23.7 billion, which represents 13% of its total capital.