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Visa Launches Stablecoin Platform for Banks and Fintechs

Created at 16 Jul · 6:00 PM1 source↑ Market-relevant
IN SHORT

Visa has introduced the Visa Stablecoin Platform, a new service for banks, fintechs, and payment providers to issue, hold, and transfer stablecoins. The platform, currently in beta, integrates stablecoin operations into existing payment workflows, supporting Open USD and other stablecoins like USDC.

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Key Numbers

$304 billiontotal stablecoin market size
$40 trillionglobal credit market potential for stablecoins
$670 billionstablecoin lending over five years
$7 billionannualized stablecoin settlement volume
130+stablecoin-linked card programs supported
50+countries with card programs

Who's Involved

Visa
payments company launching a new stablecoin platform
Jack Forestell
Visa Chief Product and Strategy Officer
Open Standard consortium
issuer of Open USD stablecoin
Circle
issuer of USDC stablecoin
Paxos
issuer of USDG stablecoin
Canton Network
privacy-focused blockchain network Visa joined
Base
blockchain network supported by Visa
Polygon
blockchain network supported by Visa
Arc
blockchain network supported by Visa
Tempo
blockchain network supported by Visa

↳ Why This Matters

Visa's entry into the stablecoin infrastructure space could significantly accelerate the adoption of digital currencies by traditional financial institutions, bridging the gap between existing payment systems and the growing world of programmable money.

Key facts

  • Visa has launched the Visa Stablecoin Platform, enabling financial institutions to manage stablecoin operations.
  • The platform integrates minting, redemption, wallet infrastructure, and treasury management into a single system.
  • It supports Open USD (OUSD) at launch, alongside existing support for Circle's USDC and Paxos' USDG.
  • The service is currently in a beta phase with select customers.
  • Visa's previous work includes research on stablecoins in credit markets and joining the Canton Network.

Visa has launched a new platform designed to simplify the integration of stablecoins for financial institutions. The Visa Stablecoin Platform (VSP) aims to provide banks, fintech companies, and payment providers with a unified system for issuing, holding, and transferring stablecoins, leveraging Visa's existing payment network.

According to Visa Chief Product and Strategy Officer Jack Forestell, the platform addresses the operational challenges faced by institutions looking to adopt stablecoins. VSP combines stablecoin minting, redemption, wallet infrastructure, and treasury management, allowing clients to manage these operations with the security and network reach they expect from Visa.

At its launch, the platform supports Open USD (OUSD), a stablecoin from the Open Standard consortium, as well as Circle's USDC and Paxos' USDG. The service is currently in a beta phase with select customers and includes features for managing wallets, transferring funds, integrating with existing treasury systems, and transaction approval controls.

This initiative follows several other moves by Visa into the stablecoin space. In October, the company published research highlighting the potential for stablecoins to transform the global credit market. In March, Visa became a Super Validator for the Canton Network, a blockchain designed for interbank stablecoin transactions. In April, Visa expanded its stablecoin settlement program to include several new blockchain networks, bringing the total to nine and reporting an annualized stablecoin settlement volume of $7 billion.

Frequently asked questions

It is a new service from Visa that allows banks, fintechs, and payment providers to issue, hold, and transfer stablecoins through Visa's payment network, simplifying operational complexities.

At launch, it supports Open USD (OUSD), Circle's USDC, and Paxos' USDG.

The platform is designed for banks, fintech companies, and payment providers.

The Visa Stablecoin Platform is currently in a beta phase with select customers before a wider rollout.

What Happens Next

01Wider rollout of the Visa Stablecoin Platform after beta testing.

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Cadence

How It Developed

Visa introduced the Visa Stablecoin Platform for banks, fintechs, and payment providers.
The platform supports Open USD and integrates with existing Visa stablecoin products.
The service is entering beta with select customers before a wider rollout.
Visa published research on stablecoins' potential in the global credit market.
Visa joined the Canton Network as a Super Validator to aid bank stablecoin use.
Visa expanded its stablecoin settlement program to include Base, Polygon, and others.
Visa's annualized stablecoin settlement volume reached $7 billion.

Sources

T1
Visa Unveils Stablecoin Platform for Banks and Fintech CompaniesDecrypt

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