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UK defers crypto tax, ECB tests digital euro, US bill gains support

Created at 15 Jul · 5:06 AM1 source↑ Market-relevant
IN SHORT

The UK will defer capital gains tax on certain crypto lending and liquidity pool transactions from 2027. Meanwhile, the European Central Bank selected 36 payment providers for its digital euro pilot, and the US CLARITY Act received a second law enforcement endorsement.

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Key Numbers

2027year UK defers crypto tax
April 6, 2027effective date for UK tax deferral
700,000individuals and trustees affected by UK tax change
36payment providers selected for digital euro pilot

Who's Involved

HM Revenue and Customs
UK tax authority announcing new crypto tax rules
Stani Kulechov
Aave founder welcoming UK tax changes
European Central Bank
Selected payment providers for digital euro pilot
Stripe
Selected payment provider for digital euro pilot
Revolut
Selected payment provider for digital euro pilot
Deutsche Bank
Selected payment provider for digital euro pilot
UniCredit
Selected payment provider for digital euro pilot
BPCE
Selected payment provider for digital euro pilot
Federal Law Enforcement Officers Association
Endorsed the CLARITY Act
Ji Kim
CEO of the Crypto Council commenting on CLARITY Act
National Organization of Black Law Enforcement Executives
Previously backed the CLARITY Act

↳ Why This Matters

These developments signal evolving regulatory landscapes for digital assets globally, with the UK aiming to simplify crypto tax, the EU progressing on its CBDC, and US lawmakers working to establish clearer market structures.

Key facts

  • UK to defer capital gains tax on certain crypto lending and liquidity pool transactions from 2027.
  • New UK rules will treat qualifying disposals on a 'no gain, no loss' basis until assets are sold.
  • The European Central Bank selected 36 payment providers for its digital euro pilot program.
  • The CLARITY Act received endorsement from the Federal Law Enforcement Officers Association.
  • The CLARITY Act aims to advance crypto market structure legislation before the Senate's August recess.

In cryptocurrency news, the United Kingdom announced it will defer capital gains tax on certain cryptocurrency lending and liquidity pool transactions starting April 6, 2027. Under the new rules from HM Revenue and Customs (HMRC), these qualifying transactions will be treated on a “no gain, no loss” basis until the assets are ultimately sold, simplifying compliance and deferring tax until an actual economic gain or loss is realized. Aave founder Stani Kulechov praised the move for reducing administrative burdens.

Separately, the European Central Bank (ECB) has advanced its digital euro project by selecting 36 payment service providers (PSPs) to participate in a pilot program. The chosen PSPs include fintech firms like Stripe and Revolut, as well as traditional banks such as Deutsche Bank, UniCredit, and BPCE. This pilot phase comes as Europe progresses with its central bank digital currency testing, contrasting with the US approach.

In the United States, the Digital Asset Market Clarity Act (CLARITY Act) has garnered further support from law enforcement organizations. The Federal Law Enforcement Officers Association (FLEOA) recently endorsed the bill, sending a letter to the US Senate Banking Committee. This endorsement, following a similar one from the National Organization of Black Law Enforcement Executives (NOBLE), aims to counter arguments that the CLARITY Act would hinder efforts to police crypto crime, as lawmakers push for its advancement before the Senate's August recess.

Frequently asked questions

The new rules will take effect from April 6, 2027, deferring capital gains tax on certain transactions until the assets are ultimately sold.

The ECB has selected 36 payment service providers, including fintechs like Stripe and Revolut, and traditional banks such as Deutsche Bank, UniCredit, and BPCE.

The CLARITY Act is a proposed bill in the US aimed at establishing a clearer market structure for digital assets, with recent endorsements from law enforcement organizations.

What Happens Next

01The UK's new crypto tax rules will take effect from April 6, 2027.
02The ECB will proceed with its digital euro pilot program.
03The CLARITY Act faces a legislative deadline before the Senate's August recess.

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Cadence

How It Developed

The UK will defer capital gains tax on certain cryptocurrency lending and liquidity pool transactions from April 6, 2027.
HM Revenue and Customs announced new rules treating qualifying disposals on a 'no gain, no loss' basis until ultimate sale.
The European Central Bank selected 36 payment service providers for a digital euro pilot.
The CLARITY Act secured a second endorsement from a major US law enforcement organization, the Federal Law Enforcement Officers Association.
The FLEOA submitted a letter to the US Senate Banking Committee endorsing the CLARITY Act.

Sources

T1
Here’s what happened in crypto todayCointelegraph

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