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South Korea policy report suggests phased stablecoin rules

Created at 30 Jul · 5:52 AM1 source↑ Market-relevant
IN SHORT

A new policy report recommends South Korea implement flexible stablecoin issuance rules and interim licensing guidance ahead of its comprehensive Digital Asset Basic Act, aiming to resolve legislative disagreements.

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Who's Involved

Hashed Open Research
co-author of the policy report
Solana Policy Institute
co-author of the policy report
Ahn Dogeol
Democratic Party lawmaker
Kim Hyobong
partner at Bae, Kim & Lee

↳ Why This Matters

The proposed phased approach to stablecoin regulation could accelerate the development of South Korea's digital asset market by addressing key legislative hurdles and providing clearer guidelines for businesses operating in the space.

Key facts

  • A policy report suggests South Korea should adopt flexible stablecoin rules and interim licensing guidance.
  • The recommendations are intended to precede the finalization of the Digital Asset Basic Act.
  • The Digital Asset Basic Act is South Korea's first comprehensive digital asset framework.
  • Legislative progress on the Act is stalled due to disagreements over stablecoin issuance.
  • A proposed compromise would see banks hold majority ownership while fintech firms manage operations.
  • Experts advocate for clearer rules on crypto activities for financial institutions and foreign stablecoins.

A policy report released by Hashed Open Research and the Solana Policy Institute recommends that South Korea implement more flexible regulations for stablecoin issuers and provide interim licensing guidance. These measures should be introduced ahead of the finalization of the country's comprehensive Digital Asset Basic Act.

The report, which summarizes a symposium attended by lawmakers, legal experts, and industry participants, highlights that the Digital Asset Basic Act is intended to establish South Korea's first overarching digital asset framework, encompassing stablecoins, issuance, disclosures, and market rules. However, legislative progress has been hindered by disagreements among lawmakers, particularly concerning stablecoin issuance.

Democratic Party lawmaker Ahn Dogeol indicated that policymakers are considering a compromise where banks would maintain majority ownership of stablecoin operations, while fintech and non-bank firms would manage the day-to-day activities. Kim Hyobong, a partner at Bae, Kim & Lee, emphasized the need for clarity regarding which crypto activities financial institutions are permitted to undertake. He also called for resolving licensing uncertainties for stablecoin payments and establishing rules for stablecoins issued outside of South Korea.

Kim further urged South Korea to adopt a phased approach to regulation, similar to the European Union's Markets in Crypto-Assets Regulation (MiCA), by introducing stablecoin issuance rules prior to the full implementation of the Digital Asset Basic Act.

Frequently asked questions

The Digital Asset Basic Act is intended to be South Korea's first comprehensive legal framework for digital assets, covering aspects like stablecoins, issuance, disclosures, and market rules.

The legislation is delayed due to disagreements among lawmakers, primarily concerning the rules and regulations surrounding stablecoin issuance.

A potential compromise suggests that banks would retain majority ownership of stablecoin operations, while fintech and non-bank firms would be responsible for managing the operational aspects.

The report recommends a phased rollout, starting with greater flexibility for issuers and interim licensing guidance, before the full Digital Asset Basic Act is enacted, similar to the EU's approach.

What Happens Next

01South Korean lawmakers to reconcile multiple bills for the Digital Asset Basic Act.
02Policymakers to consider a compromise on bank ownership versus fintech operational management for stablecoins.
03Regulatory clarity to be provided on crypto activities for financial institutions and stablecoin licensing.

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Cadence

How It Developed

A policy report was published by Hashed Open Research and the Solana Policy Institute.
The report recommends greater flexibility for stablecoin issuers and interim licensing guidance.
It suggests phasing in stablecoin regulation before the Digital Asset Basic Act is finalized.
The Digital Asset Basic Act aims to establish South Korea's first comprehensive digital asset framework.
Disagreements over stablecoin issuance have delayed the legislation.
A potential compromise involves banks retaining majority ownership while fintech firms manage operations.
Experts urge clarification on financial institutions' crypto activities and licensing for stablecoin payments.
The report suggests following the EU's phased approach to crypto regulation.

Sources

T1
South Korea report proposes stablecoin rules before crypto lawPolicy report recommends interim licensing guidance, greater flexibility for stablecoin issuers and rules ahead of the Digital Asset Basic Act.Cointelegraph

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