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Revolut to delist Tether USDT due to EU MiCA regulatory changes

Created at 4 Jul · 7:50 AM1 source↑ Market-relevant
IN SHORT

European fintech Revolut will delist Tether's USDT stablecoin due to new EU MiCA regulations. Users have until August 31, 2026, to sell or transfer their holdings, after which remaining USDT will be converted to the account's base currency.

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Key Numbers

August 31, 2026USDT delisting deadline
July 6thLast day to buy USDT
July 30thLast day for new USDT deposits

Who's Involved

Revolut
European fintech giant delisting USDT
Tether
Stablecoin issuer not granted MiCA license
Paolo Ardoino
Tether CEO

↳ Why This Matters

Revolut's delisting of USDT highlights the impact of the EU's MiCA regulations on stablecoins and signals potential challenges for Tether in European markets, affecting user access and the broader stablecoin landscape.

Key facts

  • Revolut is delisting Tether's USDT stablecoin.
  • The delisting is due to new EU MiCA regulations.
  • Users must sell or transfer USDT by August 31, 2026.
  • Tether has not secured a MiCA license for USDT.
  • Remaining USDT will be converted to the account's base currency.

European fintech Revolut has announced it will delist Tether's USDT stablecoin from its crypto offerings, citing regulatory changes under the European Union's Markets in Crypto-Assets (MiCA) framework. Users will have until August 31, 2026, to sell their USDT or send it to external wallets. After this deadline, any remaining USDT in user accounts will be automatically converted to the account's base currency at the prevailing market price.

Revolut has set a phased timeline for the delisting. Customers can continue to buy USDT until July 6th. New USDT deposits will not be accepted after July 30th. The company has urged users to review their holdings before the August 31st deadline.

The decision stems from stricter implementation of MiCA regulations, which require stablecoin issuers and crypto service providers in the EU to adhere to new licensing, reserve, disclosure, and supervisory requirements. Tether has not obtained a MiCA license for USDT, with CEO Paolo Ardoino previously stating the framework was not designed for the stablecoin due to reserve requirements. This move by Revolut follows similar restrictions on USDT access by other platforms in Europe after the July 1st enforcement date of MiCA.

Frequently asked questions

Revolut is delisting USDT due to new regulatory requirements under the EU's Markets in Crypto-Assets (MiCA) framework, which Tether has not met for its stablecoin.

Users have until August 31, 2026, to sell or transfer their USDT holdings. After this date, any remaining USDT will be automatically converted to the account's base currency.

No, Tether has not been granted a MiCA license for USDT, reportedly due to concerns over reserve requirements.

What Happens Next

01Revolut users to review USDT holdings before August 31, 2026.
02Remaining USDT balances to be converted to base currency after August 31, 2026.

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How It Developed

Revolut announced it will delist Tether's USDT stablecoin.
Users can buy USDT until July 6th.
New USDT deposits will be halted after July 30th.
Users can sell or send USDT until August 31, 2026.
Remaining USDT balances will be converted to the account's base currency after August 31, 2026.
Tether has not obtained a MiCA license for USDT.
Revolut's decision follows the July 1st enforcement of MiCA regulations.

Sources

T1
Europe’s Fintech Giant Revolut To Delist Tether USDT After MiCA License FalloutCoinGape

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